Venkatesh Soundararajan
Chennai,TN
Summary
Credit professional with extensive experience in analyzing credit data and financial statements to assess risk and ensure compliance with lending standards. Known for collaborative approach and delivering results that align with company goals. Reliable and adaptable, possessing strong analytical skills and attention to detail.
Overview
11
11
years of professional experience
1
1
Certification
Work History
AVP 1 - Associate Relationship Manager
Indusind Bank Ltd
10.2022 - Current
- Analyzed credit proposals for high-value clients across diverse industries to assess risk and recommend appropriate financing solutions.
- Monitored client portfolios regularly, ensuring optimal performance and mitigating potential risks.
- Managed client portfolios with exposures ranging from INR 30 crores to INR 150 crores, ensuring optimal financial performance and client satisfaction.
- Achieved promotion to AVP 1 in first appraisal cycle at IndusInd Bank Limited, showcasing exceptional performance and dedication to role.
- Mentored junior associates, sharing knowledge about best practices in relationship management to foster a collaborative work environment.
Senior Manager - Credit Analyst
Kotak Mahindra Bank Ltd
04.2022 - 10.2022
- • Evaluated credit proposals and structured financial facilities for high-value SME and corporate clients.
- • Tailored financial solutions up to INR 150 crores to meet clients' needs and financial health.
- •Developed strong analytical skills in assessing creditworthiness and financial health of clients.
- Collaborated closely with peers from other departments to drive organizational success jointly as one cohesive unit.
Senior Manager - Credit Manager
HDFC Bank Ltd
12.2021 - 04.2022
- Evaluated credit proposals and structured financial facilities for high-value SME and corporate clients.
- Tailored financial solutions up to INR 150 crores to meet clients' needs and financial health.
- Developed strong analytical skills in assessing creditworthiness and financial health of clients.
Manager - Credit Analyst
Indusind Bank Ltd
06.2020 - 12.2021
- Managed credit analysis for SME projects with turnovers ranging from INR 1 crore to INR 300 crores.
- Oversaw exposures totaling approximately INR 65 crores across various credit facilities.
- Conducted risk assessments and provided recommendations to mitigate potential credit risks.
Deputy Manager - Credit Analyst
Axis Bank Ltd
02.2017 - 05.2020
- Analyzed credit proposals for SME clients with turnovers from INR 10 crores to INR 150 crores, managing exposure up to INR 20 crores.
- Strategically structured credit proposals tailored to clients' needs, collaborating closely with them.
- Achieved a significant increase in credit approvals and client satisfaction through meticulous analysis and personalized solutions.
Assistant Manager - Credit Analyst
The City Union Bank Ltd
08.2013 - 02.2017
- Skillfully managed and analyzed credit proposals for diverse business entities, handling exposures up to INR 10 crores across multiple Indian regions.
- Conducted thorough financial analysis and risk assessment to support credit decision-making processes.
- Collaborated with cross-functional teams to ensure timely and accurate completion of credit evaluations.
Education
MBA - Finance & HR
KCT Business School
Tamilnadu, India01.2013
Bachelor of Commerce -
Kongunadu College of Arts And Science
Tamilnadu, India01.2011
Skills
- Interpersonal Skill
- Credit Analysis
- Financial Analysis
- MS Office
Disclaimer
The information furnished above is correct to the best of my knowledge.
Languages
English
Tamil
Achievementsandawards
- Won scholarship for positive Academic Performance, Kongunadu College of Arts and Science, Coimbatore, 2009-10
- Regional Winner in Business simulation games, Chanakya, AMIA
Certification
- Business through Quality Analysis for Credit Analyst, Axis Bank Ltd., Mercuri International
- JAIIB examination, Indian Institute of Banking and Finance
- NCFM- Financial Market- A Beginners Module, 72
Timeline
AVP 1 - Associate Relationship Manager
Indusind Bank Ltd
10.2022 - Current
Senior Manager - Credit Analyst
Kotak Mahindra Bank Ltd
04.2022 - 10.2022
Senior Manager - Credit Manager
HDFC Bank Ltd
12.2021 - 04.2022
Manager - Credit Analyst
Indusind Bank Ltd
06.2020 - 12.2021
Deputy Manager - Credit Analyst
Axis Bank Ltd
02.2017 - 05.2020
Assistant Manager - Credit Analyst
The City Union Bank Ltd
08.2013 - 02.2017
- Business through Quality Analysis for Credit Analyst, Axis Bank Ltd., Mercuri International
- JAIIB examination, Indian Institute of Banking and Finance
- NCFM- Financial Market- A Beginners Module, 72
MBA - Finance & HR
KCT Business School
Bachelor of Commerce -
Kongunadu College of Arts And Science
Similar Profiles
HOMESHWARAN BALASUBRAMANIYAMHOMESHWARAN BALASUBRAMANIYAM
Deputy Manager Grade 1 at INDUSIND BANK LTDDeputy Manager Grade 1 at INDUSIND BANK LTD
Vishnu raveendranVishnu raveendran
Deputy Manager Passenger Vehicles New at Indusind bank ltdDeputy Manager Passenger Vehicles New at Indusind bank ltd
Dhiraj KambleDhiraj Kamble
Senior Relationship Manager at IndusInd Bank LtdSenior Relationship Manager at IndusInd Bank Ltd