VENKATNADH SAMPATH SAI METLA
HYDERABAD
Summary
Dynamic Credit Manager with over 2+ year of experience in monitoring credit performance and implementing risk mitigation strategies. Skilled in analyzing financial statements, credit reports, and customer profiles to assess creditworthinessAdept at developing and implementing credit policies to improve customer service, and ensure compliance.e. Possess a strong educational background, with a B.Tech and M.Tech in Engineering. Keen to keep the performance bar high.
Overview
2
2
years of professional experience
1
1
Certification
Work History
CREDIT MANAGER
SMFG INDIA CREDIT
HYDERABAD
09.2024 - Current
- Established credit limits by analyzing financial information and assessing market conditions.
- Evaluated customer applications for credit limits in accordance with established guidelines.
- Submitted delinquent accounts to collections department or outside resources.
- Ensured timely and accurate processing of all credit transactions.
- Assessed customer creditworthiness based on financial reports, payment histories and other sources of information.
CREDIT MANAGER
HDFC BANK
Hyderabad
01.2023 - 08.2024
- Monitored credit performance and identified potential areas of risk, resulting in Wrong funding
- Reviewed and approved credit applications and customer credit limits in a timely manner
- Analyzed financial statements, credit reports, and customer profiles to assess creditworthiness and set credit limits for new and existing customers
- Developed and implemented a credit policy and procedures manual that improved customer service and compliance with industry regulations
- Approval authority of 10 Lakhs
Education
M.TECH - VLSI DESIGN
GITAM UNIVERSITY
VISAKHAPATNAM08.2021
B.TECH - ELECTRONICS AND COMMUNICATION ENGINEERING
GITAM UNIVERSITY
VISAKHAPATNAM06.2019
INTERMEDIATE -
NARAYANA JUNIOR COLLEGE
VISAKHAPATNAM06.2015
XTH -
VISAKHA VALLEY SCHOOL
VISAKHAPATNAM05.2013
Skills
- Financial analysis
- Credit Analysis
- Communication Skills
- MS OFFICE
- Regulatory compliance
- Risk assessment
- Customer evaluation
Projects
CELL PHONE BASED VEHICLE, 08/01/18, 05/31/19, To develop a Cell Phone based remote controlled vehicle using DTMF decoder and GSM Technology., VISAKHAPATNAM, ANDHRA PRADESH, INDIA TWO STAGE AMPLIFIER, 05/01/20, 08/31/21, To design a two stage minimum noise amplifier using MATLAB and Cadence., VISAKHAPATNAM, ANDHRA PRADESH, INDIA
Languages
- HINDI, Highly proficient
- ENGLISH, Very good command
- TELUGU, Very good command
Personal Information
- Date of Birth: 08/27/98
- Nationality: INDIAN
Certification
- NISM 5A- MUTUAL FUND DISTRIBUTOR CERTIFICATION
Timeline
CREDIT MANAGER
SMFG INDIA CREDIT
09.2024 - Current
CREDIT MANAGER
HDFC BANK
01.2023 - 08.2024
M.TECH - VLSI DESIGN
GITAM UNIVERSITY
B.TECH - ELECTRONICS AND COMMUNICATION ENGINEERING
GITAM UNIVERSITY
INTERMEDIATE -
NARAYANA JUNIOR COLLEGE
XTH -
VISAKHA VALLEY SCHOOL
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