Verinder Kour
Jammu
Summary
Dynamic Finance student with a strong foundation in financial analysis, risk management, and strategic planning. Proficient in utilizing financial models and analytical tools to drive informed decision-making. Results-oriented banking professional experienced in handling customer needs. Skilled at maximizing client satisfaction and bank profits by utilizing persuasive communication skills, in-depth product knowledge and hands-on customer service abilities. Seeking opportunities to apply theoretical knowledge in real-world scenarios to deliver impactful results in managing risks and frauds.
Overview
2
2
years of professional experience
1
1
Certification
Work History
Clerical Associate
J&K Grameen Bank
Jammu
02.2022 - Current
- Helped customers open and close accounts, apply for loans and make sound financial decisions.
- Advised customers on bank products, services and financial planning options.
- Assisted customers by answering banking questions and recommending solutions.
- Helped customers understand and use mobile applications and online banking.
- Cash management and all other operation related to cash receipts and payments
- Performed various back end tasks like verifying and updating KYC of customers.
- Guiding customers about various social security schemes like PMJJY, PMSBY, APY
- Identified, assessed, and reported on risk management issues in various loans sanctioned by bank.
- Fraud management by verifying customer information against existing records to detect discrepancies or inconsistencies.
Education
MBA - Financial Management
NMIMS
Mumbai01-2024
Master of Science - Agriculture (horticulture), Vegetable Science
SKUAST
Jammu05.2021
BSc. (hons.) - Agriculture
SKUAST
Jammu07.2018
XII -
Presentation Convent Senior Secondary School
Jammu2013
Skills
- Proficient in MS-Office specifically in Word, Advanced excel and Powerpoint
- Customer dealing
- Good communication skills
- Investigator before sanctioning of loans
- Time Management Abilities
- Fraud Assessment
- Problem-Solving Aptitude
Accomplishments
- Prepared a thesis on "Cultivars Response to Rhizobium and Phosphorus Solubilising Bacteria for Nodulation, Growth and Yield in Garden Pea (Pisum sativum var. hortense)" in MSc, and the abstract were published in various journals.
Certification
- Ms excel by UDEMY
Timeline
Clerical Associate
J&K Grameen Bank
02.2022 - Current
MBA - Financial Management
NMIMS
Master of Science - Agriculture (horticulture), Vegetable Science
SKUAST
BSc. (hons.) - Agriculture
SKUAST
XII -
Presentation Convent Senior Secondary School
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