Vibha Gawde
Mumbai
Summary
Seasoned Banking and Financial Services professional and Chief Audit Officer with extensive experience Audit and Assurance, Compliance and Risk Management. A strategic thinker with proven ability to provide independent oversight and strategic guidance at the Organizational Level. Has strong grasp of financial regulations, risk frameworks and IT governance. Adept at fostering ethical corporate governance and strengthening risk and compliance culture.
Overview
37
37
years of professional experience
Work History
Chief Audit Officer
Suryoday Small Finance Bank Ltd.
Mumbai
12.2019 - Current
- Led the audit and assurance function, ensuring strict adherence to regulatory requirements.
- Developed and executed risk-based audit plans covering financial, operational, business, support function and IT systems.
- Advised senior management on regulatory compliance, risk management, and fraud prevention strategies.
- Conducted risk assessments and implemented internal control frameworks to enhance operational resilience.
- Managed relationships with regulatory authorities, external auditors, and the Board Audit and other committees.
- Spearheaded IT audit initiatives, assessing cybersecurity risks and controls.
Vice President - Group Internal Audit
Kotak Mahindra Bank Ltd.
Mumbai
02.2006 - 12.2019
- Conducted in-depth audits to assess compliance with banking regulations and internal policies.
- Identified gaps in internal controls and recommended corrective actions to mitigate risks.
- Developed and led training programs to enhance compliance awareness across the organization.
Audit & Compliance Manager
Indusind Bank Ltd.
Mumbai
05.2003 - 02.2006
- Oversaw branch compliance, risk assessment, and financial controls to ensure regulatory compliance.
- Conducted due diligence reviews and implemented fraud detection mechanisms.
Manager
The Bank of Tokyo Mitsubishi Ltd.
Mumbai
09.1987 - 05.2003
- Head of Treasury Mid Office
- Head of Treasury Back Office.
- Manager - Foreign Exchange, encompassing remittances, currency exchange for tourists, and import and export desks.
- Merchant Banking Division.
Education
Certified Independent Women Director - Board Management And Participation
Director's Institute
Mumbai06-2024
Certified ESG Specialist - Sustainability Studies
Director's Institute
Mumbai06-2024
M.Com - Financial Accounting
Master's Degree in Commerce & Financial Accounting
Mumbai04-1987
B.Com - Commerce & Financial Accounting
Mumbai University
Mumbai03-1985
Skills
- Corporate Governance & Regulatory Compliance: Ensuring adherence to best governance practices and regulatory standards
- Audit & Assurance: Overseeing financial & operational audits to maintain integrity and compliance
- Risk Management: Identifying and mitigating enterprise wide financial, operational and IT risks
- Internal Controls & Fraud Prevention: Implementing and reviewing robust control mechanisms
- Cybersecurity & IT Governance: Assessing IT risks and compliance in digital banking ecosystems
- Ethics & Sustainability Oversight: Promoting responsible Banking, ESG compliance, and ethical leadership
Timeline
Chief Audit Officer
Suryoday Small Finance Bank Ltd.
12.2019 - Current
Vice President - Group Internal Audit
Kotak Mahindra Bank Ltd.
02.2006 - 12.2019
Audit & Compliance Manager
Indusind Bank Ltd.
05.2003 - 02.2006
Manager
The Bank of Tokyo Mitsubishi Ltd.
09.1987 - 05.2003
Certified Independent Women Director - Board Management And Participation
Director's Institute
Certified ESG Specialist - Sustainability Studies
Director's Institute
M.Com - Financial Accounting
Master's Degree in Commerce & Financial Accounting
B.Com - Commerce & Financial Accounting
Mumbai University
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