VIBIN JOSE .V
Bengaluru
Summary
Accomplished Regulatory Compliance Senior Analyst at Accenture with expertise in KYC and AML processes. Proven ability to identify beneficial owners and escalate suspicious activities, enhancing compliance integrity. Skilled in transaction monitoring and risk assessment, complemented by strong analytical and communication skills. Committed to delivering precise and timely results in complex environments.
Overview
18
18
years of professional experience
Work History
Regulatory Compliance Senior Analyst KYC
Accenture
Bengaluru
12.2022 - Current
- Completed ongoing KYC reviews and remediation across complex trust structures and partnerships.
- Identified and verified beneficial owners, directors, and trustees using reliable external data sources, supporting compliance integrity.
- Supported complex KYC case reviews by following established workflows and assisting the team.
- Conducted customer and entity research to identify UBOs.
- Performed detailed entity research using BVD Orbis, Equifax, and ASIC reports to validate ownership information.
- Reviewed customer information in banking systems to maintain data accuracy and meet regulatory standards.
- Escalated suspicious accounts and activity in line with internal policies and compliance procedures.
- Managed work queues and prioritized cases to support timely, accurate processing.
- Led collaboration between cross-functional teams to enhance project outcomes. to resolve process gaps and service issues.
- Monitored workflow progress regularly to ensure timely completion of tasks. and updated team members on open actions.
- Drafted documents that outlined processes, procedures, and best practices.
Quality Associate – KYC & Transaction Monitoring
NTT Data
Bengaluru
03.2018 - 11.2022
- Collected, analyzed, and shared information in clear, concise, meaningful format.
- Wrote supporting narratives for internal and external research conclusions using correct English grammar and sentence structure.
- Verified account opening details for accuracy and compliance. and maintenance, gathered identity information, and followed standard KYC steps.
- Managed work queues across processes and prioritized tasks to limit operational impact.
- Built working knowledge of AML and financial crime red flags, risks, investigation steps, and reporting requirements.
- Processed alerts and cases in case management systems and used vendor research tools while learning internal client systems and procedures.
- Received client inception forms, opened clients and matters efficiently, completed conflicts searches, reviewed results, and advised on safeguards.
- Reviewed client accounts for risk based on recent activity and fraud trends, used fraud systems and technology to detect suspicious activity, completed KYC onboarding and refresh work, monitored transactions, investigated suspicious activity, screened KYC documents, performed CIP for corporate banking customers, completed risk assessments, identified UBOs across entity types, and screened for PEP, adverse media, marijuana, and sanctions exposure using global databases such as Actimize and LexisNexis.
Administrative Voice Support Executive
Day & Day Services pty ltd
Coimbatore
12.2015 - 11.2016
- provided support for Cognizant employees regarding transportation and administrative issues
Medical Record Representative
Dell
Coimbatore
12.2013 - 12.2015
- Supported medical coding team with reporting activities.
- Handled basic medical coding tasks during high-volume periods.
- Tracked team attendance and leave details.
- Monitored production and quality reports, then shared updates with management on daily and monthly basis.
- Allocated cases to team members.
MIS Executive
Addecco
Coimbatore
01.2013 - 08.2013
- Created employee IDs for new hires.
- Prepared hiring reports.
- Handled exit formalities.
- Coordinated with HR and shared HC and attrition reports.
- Updated interview status for management.
Customer Service Executive
First scource
Coimbatore
03.2009 - 12.2012
- Resolved inbound customer inquiries for Firstsource Idea Customers.
Education
B.A. - English Literature
Bharathiar University
Coimbatore, Tamil Nadu05-2017
Skills
- Know your customer (KYC) and due diligence
- Transaction monitoring and alert review
- Anti-money laundering (AML) and financial crime prevention
- Corporate onboarding and KYC refresh
- Sanction screening
- RDC/AML screening
- Politically exposed persons (PEP) screening
- Risk assessment and profiling
- Suspicious activity escalation
LANGUAGES & PROFESSIONAL STRENGTHS
Languages: Tamil, English and Malayalam. Strengths: Communication, decision-making, conflict resolution, proactive problem-solving.
Timeline
Regulatory Compliance Senior Analyst KYC
Accenture
12.2022 - Current
Quality Associate – KYC & Transaction Monitoring
NTT Data
03.2018 - 11.2022
Administrative Voice Support Executive
Day & Day Services pty ltd
12.2015 - 11.2016
Medical Record Representative
Dell
12.2013 - 12.2015
MIS Executive
Addecco
01.2013 - 08.2013
Customer Service Executive
First scource
03.2009 - 12.2012
B.A. - English Literature
Bharathiar University