Vidhumila S
Credit Manager
Coimbatore
Summary
Seeking a dynamic and challenging opportunity within a reputable organization to leverage knowledge and skills for contributing towards achieving organizational goals. Eager to enhance expertise while continuously learning and growing in a collaborative work environment.
Overview
7
7
years of professional experience
Work History
working Capital credit
HDFC Bank - SME division
06.2022 - Current
- Assessing the initial , Interim, and Renewal Proposal and Recommending for approval.
- Currently maintaining the customer Portfolio of Size of 168cr.
Service Manager
kotak Mahindra Bank
04.2021 - 06.2022
- Following up existing customers and Completion of yearly Renewal, Insurance ,Stock Audit Before due date.
- Resolving the customer compliant.
- Maintaining of Disbursement details and Customer Details MIS on monthly basics.
Disbursement coordinator
Ivangel Services
02.2019 - 03.2020
- Following up with Credit department for Sanction of Cases within TAT .
• Collection of post approval documents from customer in one shot and Submitting the complete set of documents to operation department for disbursement of limit
within TAT.
Junior Officer
HDB Financial services(HDFC Bank)
11.2017 - 02.2019
- Collection of Login Documents from customer as Per login Policy for processing the loan
• Preparing financial garder and also creating complete CAM and recommending the same to Relationship manager for approval.
Education
B.E-ECE - undefined
Coimbatore Institute of Engineering and Technology, Anna University
HSC - undefined
Bharathi Matriculation Higher secondary school, Coimbatore
SSLC - undefined
Bharathi Matriculation Higher secondary school, Coimbatore
Skills
Have completed the RBI Recognized Moody's credit analyst certification course
Have completed the Microsoft advanced Excel and Microsoft Power BI certificate
Personal Traits
- Bold and Self Motivator
- Flexible and team player
- Fast Learner of New Technology
Personal Information
- Date of Birth: 20/11/1994
- Nationality: Indian
- Address:2/153, South Street, Chinnathadagam, Coimbatore-641108
Languages
English
Advanced (C1)
Tamil
Upper intermediate (B2)
Timeline
working Capital credit
HDFC Bank - SME division
06.2022 - Current
Service Manager
kotak Mahindra Bank
04.2021 - 06.2022
Disbursement coordinator
Ivangel Services
02.2019 - 03.2020
Junior Officer
HDB Financial services(HDFC Bank)
11.2017 - 02.2019
B.E-ECE - undefined
Coimbatore Institute of Engineering and Technology, Anna University
HSC - undefined
Bharathi Matriculation Higher secondary school, Coimbatore
SSLC - undefined
Bharathi Matriculation Higher secondary school, Coimbatore