VIDYA RAMACHANDRAN

• Started my role as Associate Director (Sep 2022) and promoted to Director within 1 year (in Apr 2024)
• Improved project efficiency with strategic planning of requirements, rigorous testing and time management
• Change Governance / Process Transformation: Facilitated successful deployment of 8 major system deliveries & 13 code change / data patch requests in Production leading to Operational efficiency & increase in Straight Through Processing rate
• Standardized & Streamlined TLM process (Kenya), FI Client commission process (Zambia), process validation of closed accounts (UAE), leading to reduction in manual efforts
• Designed & ensured timely submission of Governance dashboard with Governance metricesand other submissions to stakeholders
• Reviewed Gap analysis and ensured adherence to the Group Policy changes
• Facilitated implementing adherence to Group’s directive on Wealth Lending offering to UK residents
• Managed shared responsibilities of WM COO role over and above my responsibilities - for resolving error disputes, Complaints management, facilitating RM training, adherence to Policy & Process in UAE

Facilitated the bank's regulatory transition from IBOR to RFR for Treasury systems

Instrumental in implementing Operational Risk Framework for FTP with Governance and Controls

Enabled Transformational mindset by way of Continuous improvement in solving problems through innovative solutions and implementation within 90 day cycle

Designed and publish of insightful MIS dashboard to the Management team

Supported Product Pricing schedule implementation in major markets

• Started FTP role as Manager in Apr 2018 and promoted as Senior Manager in Apr 2020
• Led Fund Transfer Pricing (FTP) Biz support team of 11 members & SLA with 43 countries across the globe
• Won the SCB's hackathon event by providing innovative solutions to automate manual processes and implementation of the same, leading to manpower saving and operational efficiency
• Successfully set up team at Bangalore; achieved BCP testing scenarios both at Bangalore and Chennai
• Identified potential automation opportunities; initiated and achieved Robotics process automation for manual processes which led to 2 FTE saving
• Demonstrated proficiency in preparing and presenting management presentations, appraising stakeholders of important events
• Successfully handled situation of manpower crisis; handled Business without any disruption even at capacity of 50%
• Accomplished Process migration from other teams within targeted deadlines

• Started the role as Manager in Jul 2011 and promoted as Senior Manager in Apr 2015
• Handled INR 5.5 Bn investment (Fixed deposit) portfolio for 4 group entities and Managed FX exposure of Eur 500 Mn p.a. for the group entities
• Framed Rules of Procedure for Forex management in line with global standards
• Led the team & ensured finalizing Cost sharing agreements as per Scope of Engagement
• Management Information System – Streamlined and implemented simplified, robust MIS
• Successful representation in various top-level leadership meetings
• Facilitated Treasury Budgeting and Cost Allocation finalization
• Evaluated alternatives to replace the existing Bulk Trust process in Japan
• Instrumental in preparation of the Treasury merger process manual released by the Vice President – Investor relations & Treasury, Daimler AG at the Bankers Meet 2014
• Enabled Cost saving by reduction in bank guarantee commission resulting in cost saving of INR 0.5 Mn; Forex charges leading to saving of INR 0.75 Mn
• Facilitated implementation of local currency invoicing for one of group entities

• Bank account & Liquidity management; Investment of surplus funds
• Manage fund-raising, operational funding; domestic / forex & payment activities
• Manage Non – Fund based Financial Instruments - Letter of Credit / Bank guarantees
• Issuance of Corporate Credit Cards & monitoring limits
• Responsible for Cash flow projections, Investment proposals & cash flow variance analysis
• Statutory compliance, audit coordination
• Devised MIS Reporting on fund & non – fund movement in Treasury operations, Investment trends; Stock, Money and Forex markets

• Fund Management – Monitoring Cash and Bank Position on day-to-day basis
• Optimize operational costs in line with the Management policy and industry standards
• Submission of Financial statements to the management every month & Communication of Budgets at the beginning of the month
• Ensure audit and statutory compliance

• Responsible for Accounting, statutory compliance with respect to audit, Taxation, MIS, Cash flows & budgeting

• Controlling the audits to ensure compliance within deadlines