Summary
Overview
Work History
Education
Skills
Websites
Timeline
Generic
Vighnesh  Ramdohkar

Vighnesh Ramdohkar

Fraud Operations Specialist
Pune

Summary

Organized and detail-oriented Fraud Investigator with expertise in identifying and resolving fraud issues related to financial transactions. Experienced in monitoring and analyzing institutional transactions, conducting in-depth investigations of international transactional fraud, and providing strategic solutions to prevent fraudulent activity. Skilled in managing fraud operations teams, enhancing process efficiency, leading teams to meet productivity and quality targets, and providing coaching and training to enhance team performance and ensuring compliance with industry standards. Proven track record in chargeback processing, dispute resolution, and customer service, with a strong focus on improving operational performance and team productivity.

Overview

5
5
years of professional experience
5
5
years of post-secondary education

Work History

Senior Fraud Ops Specialist

Citicorp Services India Pvt Ltd
09.2024 - Current

• Manage the day-to-day activities of a Fraud Operations team.

• Provide direction to the team on productivity and SLAs, problem solving, setting timelines and next steps.

• Internal auditing and team query resolutions.

• Query resolution with onshore.

• Review existing operational processes and identify opportunities for continuous improvement.

• Maintaining daily MIS reports.

• Provide re-engineering ideas for process efficiency and enhancement.

• Provide individual coaching, mentoring, and feedback to the team on a regular basis.

• Educate Fraud Investigators on identification and prevention of fraudulent activity.

• Conduct training, monitor quality and quantity of case work and provide feedback on performance.

• Manage significant caseload and utilize the company investigation system.

• Open and prepare cases and follow all documented procedures to ensure proper cases detail is completed.

• Coordinate the investigation of any fraud issue with the appropriate Stakeholders as appropriate.

Fraud Operations Specialist

Citicorp Services India Pvt Ltd
07.2021 - 09.2024
  • Carrying out detailed investigation of fraud claims on credit card transactions as Mastercard and regz resolutions.
  • Conducted thorough analysis of alert data to identify underlying fraud trends and patterns.
  • Review and assess suspicious transactions, patterns, and anomalies to identify potential fraudulent behavior.
  • Processing chargebacks and pre-arbitration for disputed charges/transactions.
  • Investigating fraud claims on transactions as well as account level and working on account takeover.
  • Contact card members to verify charges and recent activity to identify any potential fraud.
  • Analyzing and determining the nature of fraud and fraud patterns and providing suitable resolution to the customer with regards to fraud claims in order to control loss.
  • Resolve escalated issues for the team.
  • Maintain and abide by all the laws of recovery set by Mastercard and Visa.
  • Detecting and preventing card frauds for branded and Costco credit cards and also supported various processes as adhoc activity.
  • Always achieved individual target and supported team in high volumes whenever required.

Customer Service Representative

Concentrix
10.2019 - 07.2021
  • Achieve specific support and resolution on every chat and email
  • Use script and/or probing techniques to determine customer needs and offer the most appropriate advice or service for particular situations
  • Maintain broad knowledge of client products and/or services.
  • Resolved customer complaints with empathy, resulting in increased loyalty and repeat business.
  • Maintained detailed records of customer interactions, ensuring proper follow-up and resolution of issues.
  • Developed strong product knowledge to provide informed recommendations based on individual customer needs.

Education

Bachelor of Science -

MAHATMA GANDHI KASHI VIDYAPEETH
Varanasi
07.2016 - 06.2019

Senior Secondary School Cerficate -

RAJ ENGLISH SCHOOL
Varanasi
04.2014 - 03.2015

Higher Secondary School Cerficate -

RAJ ENGLISH SCHOOL
Varanasi
04.2012 - 03.2013

Skills

Attention to detail

Timeline

Senior Fraud Ops Specialist

Citicorp Services India Pvt Ltd
09.2024 - Current

Fraud Operations Specialist

Citicorp Services India Pvt Ltd
07.2021 - 09.2024

Customer Service Representative

Concentrix
10.2019 - 07.2021

Bachelor of Science -

MAHATMA GANDHI KASHI VIDYAPEETH
07.2016 - 06.2019

Senior Secondary School Cerficate -

RAJ ENGLISH SCHOOL
04.2014 - 03.2015

Higher Secondary School Cerficate -

RAJ ENGLISH SCHOOL
04.2012 - 03.2013
Vighnesh Ramdohkar Fraud Operations Specialist