Summary
Overview
Work History
Education
Skills
Timeline
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Vignesh Ananthanarayanan

Vignesh Ananthanarayanan

Chartered Accountant

Summary

Accomplished Credit Controller with a proven track record, enhancing client creditworthiness and financial stability through expert analysis and strategic planning. Demonstrated leadership in mentoring team members and driving business growth with adept risk assessment skills. Excelled in financial statement analysis and proactive problem-solving, significantly contributing to operational excellence and robust cash flow management.

Overview

9
9
years of professional experience
3
3
Languages

Work History

Credit Controller

Zoho Finance Private Limited (Zoho Corporation)
02.2024 - Current
  • Analyzing the credit worthiness of the clients by performing financial and ratio analysis
  • Understanding the client's business growth by having a deep and clear conversation with them and comparing the same with the current market
  • Strengthened reputation through proactive customer communication, dispute resolution
  • Facilitated the maintenance of robust cash flow by proactively addressing credit risks.
  • Empowered new staff through training and mentorship to significantly elevate performance.
  • Drove strategic decision-making by reviewing impactful contracts and advising executives on operational consequences.

Deputy Manager Credit

HDFC Bank
11.2021 - 10.2023
  • Providing financial guidance to business and functions - product wise analysis on time basis and to assist in decision making
  • Monitoring the industry related growth level for each product wise and to provide insights on what area to improve, thereby assisting in business development
  • Performed Expenditure and Income wise analysis related to product offered on monthly and quarterly basis to understand the mitigants and to report the suggestions for business growth
  • Performed Yield and cost benefit analysis related to product and region wise on the launch of new products or schemes and what are outcomes of implementing the same, thereby reporting them to the higher officials.
  • Co-ordinating with the underwriters, loan managers to manage the portfolio, thereby ensuring the asset quality is maintained.

Associate Consultant

Infosys Limited
05.2021 - 10.2021
  • Resolving issues that arise in Sap for a Singapore based MNC
  • Identify and resolve clients needs promptly and efficiently

Articled Assistant

Gopalaiyer and Subramanian Chartered Accountants
02.2016 - 06.2019
  • Handled different types of clients including manufacturing, trading, Service sector firms, companies & individuals.
  • Experience in statutory audit, C&AG audit, tax audit, stock and
    Internal audit for various categories of assessees.
  • Preparation and finalization of Financial Statements including
    Consolidated Financial Statements.
  • Preparation of income tax computations, filing of Returns and tax Audit reports.

Education

ACA - Accounting And Finance

Institute of Chartered Accountants of India
India
04.2001 -

Bachelor of Commerce - Accounting And Finance

Bharathiar University
India
04.2001 -

Skills

Financial statement analysis

Risk assessments

Credit risk analysis

Leadership

Market Assessment

Strategic Qlanning

Timeline

Credit Controller

Zoho Finance Private Limited (Zoho Corporation)
02.2024 - Current

Deputy Manager Credit

HDFC Bank
11.2021 - 10.2023

Associate Consultant

Infosys Limited
05.2021 - 10.2021

Articled Assistant

Gopalaiyer and Subramanian Chartered Accountants
02.2016 - 06.2019

ACA - Accounting And Finance

Institute of Chartered Accountants of India
04.2001 -

Bachelor of Commerce - Accounting And Finance

Bharathiar University
04.2001 -

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Vignesh AnanthanarayananChartered Accountant