Open To Work
Vignesh Kumar R
Chennai
Work Preference
Summary
Accomplished Global Financial Crimes Investigator with 6.5 years of experience in banking and Fintechs. Specializes in AML compliance and fraud typology detection, dismantling complex money laundering networks and improving operational risk management. Focused on stakeholder management and creating automation solutions that enhance efficiency and accuracy in high-stakes environments.
Overview
1
1
Certification
7
7
years of professional experience
Work History
Global Financial Crimes Investigator
Revolut
Chennai
01.2024 - Current
- End-to-End Investigations: Conduct end-to-end forensic analysis on high-risk accounts, resolving over 450+ complex alerts monthly escalated by Transaction Monitoring (TM) teams and external Zendesk fraud reports.
- Racket Disruption: Uncovered, mapped, and dismantled 6+ international drug trafficking rackets and multi-layered money laundering networks by analyzing complex transactional flows.
- Typology Detection & Asset Protection: Mitigate risk by investigating diverse financial crime typologies, including Account Takeover (ATO) fraud, Authorized Push Payment (APP) fraud, money mulling, Terrorist Financing (TF), and drug trafficking.
- Regulatory Compliance: Authored and filed high-quality Suspicious Activity Reports (SARs) to top-tier global regulators including FinCEN (US), AUSTRAC (Australia), JP FSA (Japan), and NZ Police (New Zealand), ensuring adherence to compliance standards.
- AI & Automation Innovation: Developed and presented AI-driven automation concepts to cross-functional stakeholders, enhancing identification of hidden behavioral patterns and reducing false-positive alerts.
- Quality Assurance & Mentorship: Led Four-Eye Checks (4EC) and Quality Control (QC) calibration calls, authored comprehensive SOPs, and trained new joiners, facilitating a streamlined onboarding process.
Senior Risk Analyst
Citi
Chennai
12.2019 - 12.2023
- Strengthened financial control and mitigated operational risk by leading Input/Output (IO) control framework and General Ledger (GL) reconciliations for retail banking across 7 US jurisdictions, enhancing compliance and accuracy.
- Utilized advanced risk-mapping methodologies, including Failure Mode and Effects Analysis (FMEA) and Heat Map analysis, to identify control gaps and analyze root causes, reducing operational errors by 18% and improving risk exposure management.
- Control Testing & Validation: Conducted robust risk validation and Quality Assurance (QA) testing across high-risk retail functions—including ACH, Check Operations, Subledger, and Safe Deposit Boxes—maintaining a 99.4% control compliance rate and preventing transaction errors.
- Managed Risk Management Information Systems (MIS) data pipeline for Financial Services Operations (FSO) division, translating raw data into actionable Key Risk Indicators (KRIs) that informed senior leadership decisions.
- SME Advisory & Governance: Served as the Subject Matter Expert (SME) on operational controls, advising management on risk exposure, streamlining daily workflow allocations, and upskilling a team of 12+ analysts on compliance standards.
Education
MBA - Financial Management
University of Madras
Chennai06-2024
Bachelor of Technology - Civil Engineering
SRM University
Chennai05-2019
Skills
- AML & CTF compliance
- SAR regulatory filing
- Transaction monitoring
- Fraud typology detection
- Fraud Detection Automation
- Operational risk management
- Operational Risk Analysis
- Risk Assessment Techniques
- GL & IO controls
- QA & four-eye checks
- SOP development
- Data reporting
- Multi-jurisdictional compliance
- Stakeholder management
Certification
- Microsoft Office Specialist: PowerPoint 2010 (MOUS) - Microsoft
- Lean Six Sigma Foundations - Project Management Institute
- Risk Management - Revolearn
- Product Management - Revolearn
- Project Management - Revolearn
- Operational Analysis of
Suspicious Transaction Reports - Basel Institute - Source and Application of
Funds Analysis - Basel Institute - Financial Analysis using Excel
Open-source Intelligence - Basel Institute - Risk-based Investigation model - Basel Institute
- Third Party Risk Management - Basel Institute
Additional Information
- AIR 167 in Science Olympiad
- State 2nd Rank in NTSE
- College Innovation Award for Patent-Pending Concrete Research (2019)
- Bronze award for automation initiative for reducing 1.5 Million MTPs at Citi
Timeline
Global Financial Crimes Investigator
Revolut
01.2024 - Current
Senior Risk Analyst
Citi
12.2019 - 12.2023
MBA - Financial Management
University of Madras
Bachelor of Technology - Civil Engineering
SRM University