Summary
Overview
Work History
Education
Skills
Affiliations
Certification
dance
Work Availability
Quote
Timeline
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VigneshKumar Balasubramanian

VigneshKumar Balasubramanian

Chennai

Summary

  • Driven Manager with 8-year track record of successful administrative and operations management. Highly skilled in cultivating and leading high-performance teams focused on exceeding business objectives. Expertise in Retail and investment Banking.
  • Well-qualified financial systems leader offering demonstrated skill and success in managing internal accounting processes, improving controls and strengthening systems for optimal performance. Proficient in all aspects of accounting, including accounts payable and receivable, budget administration and payroll. Gifted in building and leading solid teams to handle high-volume operations with consistency, accuracy and full compliance with regulatory requirements.

Overview

7
7
years of professional experience
1
1
Certification

Work History

Bank Manager

Canara bank
Chennai
08.2017 - Current
  • Assessed employee performance and developed improvement plans.
  • Maintained confidentiality of bank records and client information to prevent mishandling of data and potential breaches.
  • Forecasted trends and recommended improvements based on financial risk analyses.
  • Compiled database of loan applicants' credit histories, financial statements and other financial information.
  • Completed filings and upheld strict compliance with regulatory agencies and supervisors.
  • Examined customer loan applications for loan approvals and denials.
  • Identified partnership opportunities and established favorable business connections.
  • Reviewed and edited loan agreements to enhance clarity and monitor compliance with requirements.
  • Established and enforced internal controls, workflows and policies for tracking, reconciling and reporting on accounting activities.
  • Improved overall financial reporting by streamlining control processes and reporting structures.
  • Checked payroll, vendor payments, commissions and other accounting disbursements for accuracy and compliance.
  • Complied with established internal controls and policies.
  • Prepared cash flow projections, cost analysis and monthly, quarterly and annual reports.
  • Prepared internal and regulatory financial reports, balance sheets and income statements.
  • Validated existing accounting management and reporting systems to assess quality and conformance, identify problems and implement corrective actions.
  • Developed strategic plans for day-to-day financial operations.
  • Assisted with daily cash and ATM balancing.
  • Developed and implemented strategies for top-tier customer service.
  • Performed routine closings, maintained clean, accurate and accessible records and kept close eye on transaction updates throughout each quarter.

Junior Associate

State bank of India
Villupuram
01.2017 - 07.2017
  • Processed customer transactions promptly, minimizing wait times.
  • Learned about customer's financial needs, established trust and optimized sales opportunities resulting in quality customer service.
  • Recognized needs and referred to appropriate representative or line of business for cross-sell or service opportunities.
  • Completed highly accurate, high-volume money counts via both manual and machine-driven approaches.
  • Stocked supplies for customers and personal teller station.
  • Identified sales opportunities and referred customers to branch partners in financial services.
  • Answered telephone inquiries on checking and savings accounts, loans and lines of credit.
  • Assisted customers with setting up or closing accounts, completing loan applications and signing up for new services.
  • Handled various accounting transactions.
  • Established rapport with new clients to increase satisfaction and loyalty.
  • Maintained friendly and professional customer interactions.
  • Executed wire transfers, stop payments and account transfers.
  • Calculated fees due, interest and change for customer transactions.
  • Wrote and distributed customer correspondence.
  • Received loan and utility payments, sending funds to correct destinations.
  • Counted, verified and handled bank deposits and armored car transactions.

Associate

BNP Paribas
Chennai
03.2016 - 12.2016
  • The Project includes receiving the Statements (Monthly/Quarterly) from various Fund Managers like Black Rock. Statements and Ledger are reconciled, the break is determined and reported the same to the concerned Fund Manager
  • Reconciled account information and reported figures in general ledger by comparing to bank account statement each month.
  • Identified and suggested remedies for areas of improvement based on detailed daily reports and analysis.
  • Reduced financial discrepancies, effectively reconciling bank accounts and organizing information into accounting software.
  • Generated routine and ad-hoc financial statements for management.
  • Prepared cash and currency reconciliation reports for counterparty accounts.
  • Strengthened financial operations by conducting bank reconciliations and financial reporting.

Programmer Analyst

Cognizant
Chennai
08.2012 - 08.2013
  • The project targets generation of scripts using Virtual Generator. Various tests are performed on these scripts to validate their response. The report is generated for each test using Analyzer. The report shows the time taken and failure of each transaction and performance enhancement is rectified after a team discussion.

Education

MBA - General

Annamalai University
Chennai

B Tech - Information Technology

College of Engineering Guindy
Chennai
04.2012

Skills

  • Strategic and financial planning
  • Business development expertise
  • Staff Management
  • Process implementation
  • Flexible and Adaptable
  • Problem-Solving
  • Commercial and credit loans
  • Advanced oral and written communication skills
  • Advanced computer proficiency (both PC and Mac)
  • Loan recommendations
  • Collateral risk
  • Credit validations
  • Compliance assessments
  • Risk Assessment
  • Credit reports
  • Risk mitigation
  • Performance monitoring

Affiliations

Certified Investment Banking Professionals


Certification

Certification in IT Security- IIBF

dance

Trained Professional dance and Choreographer

Work Availability

monday
tuesday
wednesday
thursday
friday
saturday
sunday
morning
afternoon
evening
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Quote

Judge a man by his questions rather than his answers.
Voltaire

Timeline

Bank Manager

Canara bank
08.2017 - Current

Junior Associate

State bank of India
01.2017 - 07.2017

Associate

BNP Paribas
03.2016 - 12.2016

Programmer Analyst

Cognizant
08.2012 - 08.2013

MBA - General

Annamalai University

B Tech - Information Technology

College of Engineering Guindy

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VigneshKumar Balasubramanian