Vijay Krishna Anne

• Title Search: A thorough investigation of the property's ownership history, including all deeds, mortgages, and other documents recorded in the public record.
• Identifying Encumbrances: Detecting any outstanding claims or liens against the property, such as mortgages, unpaid taxes, or judgments.
• Verifying Ownership: Determining the current legal owner of the property and verifying the chain of title to ensure a clear transfer.
• Reviewing Legal Documents: Examining all relevant leg.al documents, such as deeds, mortgages, and contracts, to identify potential issues.
• Preparing Title Reports: Creating detailed reports that summarize the findings of the title search, including all encumbrances and potential risks.
• Providing Title Insurance: Offering title insurance to protect buyers and lenders against losses resulting from title defects or issues discovered during the search.

In essence, First American Title's duties are to ensure that the buyer is purchasing a property with a clean title and to provide title insurance to protect against any potential future claims against the property.

• Conducting Title Searches: This involves accessing and analyzing various public and private records to determine property ownership, identify any liens, encumbrances, or other restrictions.
• Analyzing Title Documents: Reviewing deeds, mortgages, and other legal documents to ensure the accuracy of the title search and identify potential issues.
• Preparing Title Reports: Creating detailed reports that summarize the findings of the title search, including information about ownership, any encumbrances, and potential issues.
• Collaborating with Stakeholders: Working with Agencies, lenders, attorneys, and other parties to answer questions and address any concerns related to the title search.
• Ensuring Accuracy and Compliance: Maintaining a high level of accuracy in their work and adhering to all relevant regulations and procedures.
• Types of Searches Performed: A title search involves different types of searches, including full title searches, Current Owner search, lien searches, deed searches, and searches for various encumbrances like easements and bankruptcy. These searches examine public records and legal documents to verify ownership and identify potential issues or defects that could affect the property title