Vijayraj V

Proven administrative professional with 8+ years of working experience of strong background in back-office, banking & financial, operations and support. Skilled in managing data, streamlining processes, and utilizing software applications to enhance efficiency. Known for fostering team collaboration and adapting to changing priorities to ensure successful outcomes. Reliable and results-driven with focus on achieving organizational goals.

• Backoffice work for US related stores such as operation, pricing of the store products, payroll etc.
• Supporting the sales team by bringing new acquisition to the branch.
• Ensure high speed delivering while handling cash transactions as teller.
• Arranging for required documentation that fulfills KYC norms.
• Verify documents provided for Study loans and checking credit scores of customers.
• Handled operations in Loan Accounts, Loan against deposit, OD accounts.
• Analyzed and documented background, purpose, terms, sources of repayment, and collateral for each credit decision and present risk assessment.
• Pay Order and Demand draft issuance, Re-Validate, Cancellation.
• Debit card issuance and Hot card listing.
• Handled Locker allotment, Locker Operation, Locker Surrender.
• Cross selling of various products of the Bank like Savings and Current Account, Retails asset products of the bank.
• Strive to achieve customer satisfaction to the highest level.
• Meet clients and offer payment solutions and suggest the various products of the bank.
• Handling Outward Clearing Cheques operations and Paper to follow (P2F).
• Oversaw ATM balances, refilled cash as needed, and ensured the system was in good working order.

• Completed a course on “C and C++” in NIIT.
• Completed a course on “JAVA” in Digiterati.
• Finished Senior Grade(English) in Typing (50 Words/Minute)

I hereby declare that all the details furnished above are correct and true to the best of my knowledge.