Vijay T

Accounting Clerk and Gold Appraiser

Tamilnadu co-operative Society Bank

Sivakasi

07.2018 - Current

Maintained up-to-date accounts receivable records and coordinated monthly billing activities.
Developed and implemented procedures for appraising gold jewelry based on quality, weight, and market value.
Monitored and documented changes in the gold market to ensure accurate appraisals.
Utilized various tools such as magnifying glasses, scales, x-ray fluorescence machines, spectrometers, microscopes to analyze gold pieces.
Prepared detailed reports describing the characteristics of each piece of gold evaluated.
Reviewed customer requests for appraisal services and provided estimates of time required for completion.
Provided consultations with customers regarding their jewelry collection including insurance coverage recommendations.
Photographed jewelry pieces prior to evaluation and maintained images in digital format for reference purposes.
Calculated potential insurance coverage amounts based upon estimated replacement costs.
Created comprehensive descriptions of each item being appraised including details about provenance when available.
Advised clients on proper storage techniques for preserving the condition of their jewelry collections over time.
Complied with all relevant laws pertaining to buying and selling precious metals.
Checked recent sales, reproduction costs and potential income from property to calculate values.
Submitted official reports and testimony detailing value of tangible property.
Prepared photographs and documentation of property characteristics to support appraisals.
Assisted in the preparation of financial statements, budgets and forecasts for the company.
Prepared and submitted expense reports on behalf of team members.
Reconciled bank accounts on a monthly basis to ensure accuracy of records.
Responded promptly to customer inquiries regarding billing issues or account status updates.
Maintained up-to-date vendor contracts and agreements as well as other documentation related to accounts receivable and payable activities.
Provided support in the preparation of annual audits by external auditors.
Reviewed financial documents for accuracy prior to submission.
Implemented new accounting systems that improved efficiency in record keeping tasks.
Used relationship-focused approach and deep understanding of needs to strengthen customer loyalty.
Strategically devised customer approaches, meeting sales objectives and capitalizing on emerging opportunities.
Delivered solutions according to schedule and per customer requirements by collaborating with other departments.
Conferred with advertising managers to develop and implement marketing plans.
Reviewed credit histories, income statements, and other financial information of loan applicants.
Verified accuracy of loan documents prior to approval.
Analyzed financial data to determine the feasibility of granting loans.
Monitored changes in relevant federal regulations related to lending practices.
Provided customer service support throughout the entire process from application through closing.
Responded promptly to customer inquiries regarding their accounts or other matters related to consumer lending operations.
Processed payments received from borrowers in accordance with established policies and procedures.
Answered customer inquiries involving rates, products and loan application status to facilitate quality customer service.
Analyzed applicants' financial status and credit and property evaluation to determine feasibility of granting loan.
Tracked and managed new leads and followed up on referral business.
Collected past due loans, keeping credit and collateral exceptions within policy ranges.
Maximized company profitability with appropriate pricing of new loan originations, fee income and selling of products and services.
Resolved file problems, bottlenecks and qualified issues throughout underwriting process.
Listened carefully to customer complaints and swiftly resolved issues by taking appropriate action.
Stayed abreast of lending regulations, industry trends and market rates.

Overview

Work History

Accounting Clerk and Gold Appraiser

Education

Master of Arts - M.Com

Bachelor of Arts - B.Com

Skills

Languages

Timeline

Accounting Clerk and Gold Appraiser

Master of Arts - M.Com

Bachelor of Arts - B.Com

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