Product and program management leader with 14+ years in BFSI and fintech, specializing in digital payments, card issuing, merchant acquiring, digital wallets, and risk management. Adept at driving product strategy, managing full product lifecycles, and leading cross-functional teams to deliver high-impact solutions. Expertise in agile methodologies (SAFe, Scrum), stakeholder management, and go-to-market execution. Skilled in scaling products, optimizing API architectures, and implementing data-driven decision-making to enhance business growth. Passionate about fostering a collaborative, high-performance culture while driving innovation and sustainable business expansion.