Mr. Kalyani has been an experienced Banking Professional in various domains like operations, sales, corporate relationships, accountancy and book keeping, audit and compliance.
Overview
17
17
years of professional experience
1
1
Certification
3
3
Languages
Work History
Senior Relationship Manager
HDFC BANK LIMITED
06.2025 - Current
Built trust with clients by maintaining confidentiality and handling sensitive information professionally at all times.
Understand clients business cycle, funds requirements, funds deployment, balance sheet analysis, ratio analysis, credit analysis and cater to their funding requirements accordingly.
Ensure timely interest servings, renewals, compliance to all sanction conditions to ensure healthy portfolio growth and revenue achievement.
Worked with branch partners to maximize sales efforts to business customers and cross-sell other products and services.
Collaborated with internal teams to deliver comprehensive wealth management services, maximizing client satisfaction and loyalty.
Generate business from existing client references.
Relationship Manager-Working Capital (Senior Manager MII)
ICICI BANK LTD
03.2023 - 06.2025
Built and maintained relationships with new and existing clients while providing high level of expertise.
Maintained knowledge on banking products and distribution to provide optimal service support.
Communicated regularly with clients to understand needs, evaluate current product use and cross-sell new products.
Strengthened client relationships by actively listening to their needs and providing tailored financial solutions.
Identified new business opportunities through diligent market research and analysis, contributing to increased revenue growth.
Senior Manager (Branch Service Leader)
Yes Bank Limited
11.2019 - 06.2022
Corporate and Government Accounts Servicing, Routine Branch Banking Operations, Inventory Management, Sales and Revenue Generation, Transaction Monitoring and many more
Promoted as Branch Business Leader Since June 2020
Achievements/Tasks
Assistant Manager (Band 4)
Tata Consultancy Services
03.2018 - 11.2019
Played an active role in the transition of new project.
Team handling, Preparing various Accounting Analysis Reports, Review of Journal Entries, Reconciliations, Reports, Customer Queries and Client Queries
Ensure timely delivery of tasks assigned to team with accuracy.
Revenue generation by adding tasks and 100% achievement.
Deputy Manager II (Deputy Br. Manager)
ICICI Bank Ltd
09.2015 - 03.2018
Improved team efficiency by streamlining processes and implementing innovative management strategies.
Handled entire branch operations including transaction monitoring, aml reporting, str, kyc checks, account opening, cash management, branch upkeep, sales and revenue generation.
Collaborated with cross-functional teams to drive business growth and achieve corporate objectives.
Increased customer satisfaction levels by improving service standards and providing timely solutions
Deputy Manager (Corporate Salary Mgr)
Axis Bank Ltd
11.2013 - 03.2015
Promoted as CSM for Kutch Region
Achievements/Tasks
Assistant Manager
HDFC Bank Ltd
03.2011 - 11.2013
Handled various different profiles like receipt cash teller, payment cash teller, non cash teller, welcome desk, service RM, PB RM, teller authoriser in the span of 2
Achievements/Tasks
Operations Executive
BNY Mellon Ltd
08.2010 - 03.2011
Handled operations for Global Corporate Trust Business
Achievements/Tasks
Senior Clerk
The Cosmos Co-Op Bank Ltd
08.2009 - 08.2010
Relationship Manager
Sharekhan Limited
11.2008 - 08.2009
Education
JAIIB - Banking
INDIAN INSTITUTE OF BANKING AND FINANCE
Mumbai
08.2009
PGDBM - Marketing, Finance
Tolani Institute of Management Studies
Adipur
05.2008
Bachelor of Commerce - undefined
Tolani Commerce College
Adipur
04.2006
Skills
Credit Analysis
Certification
JAIIB
Accomplishments
Promoted as Corporate Salary Manager handling entire kutch region for Axis Bank
Was chosen as pmo at Tata Consultancy Services for niche project
Promoted as branch manager at Yes Bank Limited
Timeline
Senior Relationship Manager
HDFC BANK LIMITED
06.2025 - Current
Relationship Manager-Working Capital (Senior Manager MII)