Vikas Kumar
Relationship Manager
AMBALA
Summary
To work in an organization that has a highly dedicated & professional environment and to enhance my career. I have focused on developing strategic business opportunities by delivering exemplary service to each client's individual needs.
Overview
11
11
years of professional experience
5
5
years of post-secondary education
Work History
Relationship Manager- Agriculture Dept.
Axis Bank Ltd.
12.2022 - 02.2025
- Source business from agriculture individuals for their Crop and term loan requirements.
- Manage sale of products like Kisan Gold Card, Small Agri business loans, Traders Cash credit to agri individuals or trading enterprises.
- Liaise with Credit team to ensure clearance of proposal. Assist in disbursement formalities.
- Maintain the existing portfolio.
- Manage the existing as well as future relationships.
- Cross sell of Life & general insurance, Saving and current accounts, gold loan and other products etc.
Relationship Manager- Agriculture Dept.
HDFC BANK LTD.
05.2021 - 12.2022
- Source business from agri individuals for their Crop and term loan requirements
- Manage sale of products like Kisan Gold Card, Small Agri business loans, Traders Cash credit to agri individuals or trading enterprises
- Liaise with Credit team to ensure clearance of proposal
- Assist in disbursement formalities
- Maintain the existing portfolio
- Manage the existing as well as future relationships
Credit Support Officer
National Collateral Management Services Limited (NCML)
04.2014 - 04.2021
- Will be responsible for sourcing business to ensure maximum capacity utilization and AUM
- Sourcing the client and converting the lead into a viable business proposition for NCML
- Revenue Generation
- Will have to maintain a relationship with banks for building business for WHR Financing, Agricultural Loans, Commodity Financing, Collateral Management and other financing structures
Education
Master of Arts - Journalism And Mass Communication
Kurukshetra University
Kurukshetra 05.2010 - 05.2012
Bachelor of Arts -
Kurukshetra University
Kurukshetra 05.2007 - 05.2010
Skills
- Leadership
- Good Management
- Planning
- Teamwork handling
- Ability to work under pressure
- Computer skills
- MS Excel
- Data visualization
- MS Word
- Internet
- Comprehension skills
- Typing speed above 40 WPM
- Technical writing email
Timeline
Relationship Manager- Agriculture Dept.
Axis Bank Ltd.
12.2022 - 02.2025
Relationship Manager- Agriculture Dept.
HDFC BANK LTD.
05.2021 - 12.2022
Credit Support Officer
National Collateral Management Services Limited (NCML)
04.2014 - 04.2021
Master of Arts - Journalism And Mass Communication
Kurukshetra University
05.2010 - 05.2012
Bachelor of Arts -
Kurukshetra University
05.2007 - 05.2010
Similar Profiles
ADITYA KALEADITYA KALE
Zonal Sales Manager at Axis Bank Ltd.Zonal Sales Manager at Axis Bank Ltd.
SWAPNIL VISHWAS AYARESWAPNIL VISHWAS AYARE
Senior IT Business Analyst - Manager at Axis Bank Ltd.Senior IT Business Analyst - Manager at Axis Bank Ltd.
DARPAN SINGHVIDARPAN SINGHVI
Senior Manager - Nri & Affluent Business at Axis Bank Ltd.Senior Manager - Nri & Affluent Business at Axis Bank Ltd.