Summary
Overview
Work History
Education
Skills
Websites
Certification
Languages
Personal Information
Timeline
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Vikas Wahal

Vikas Wahal

Director and Strategic Advisor
Noida / Gurugram,UP

Summary

Director and Strategic Advisor with over three decades of experience in the banking sector, specializing in digital transformation and strategic growth. . Proven track record of establishing successful bank branches and increasing market share through customer-centric strategies. Expert in fostering partnerships and leading compliance management initiatives. Committed to delivering innovative solutions in the financial services industry.

Overview

38
38
years of professional experience
3
3
Certification

Work History

Consultant and Advisor - BFSI

Primus Partners
New Delhi, Delhi
12.2024 - Current

Strategic Partnerships and BFSI Advisory

Director & Strategic Advisor

Nagarro
Gurugram
12.2024 - Current
  • Delivered strategic insights on banking trends to BFSI practice and delivery teams across the Middle East, Eastern Europe, Africa, and India. POVs on 30+ RFPs.
  • Collaborated with senior leadership to uncover business opportunities through client engagements and worked on GTM strategy.
  • Introduced six new clients as part of the new acquisition focus.
  • Led initiatives enhancing client satisfaction and improving service delivery.
  • Coordinated cross-functional teams, aligning efforts with organizational goals.
  • Analyzed market trends to develop business strategy and product direction.

Angel Investor

Nupay
Gurugram
06.2017 - Current
  • Platform for Enterprises with Embedded Finance.
  • Worked successfully with a diverse group of coworkers to accomplish goals and address issues related to our products and services.
  • Achieved cost savings by developing functional solutions to problems.

Director & President / Investor

SwinkPay Fintech Pvt. Ltd.
Gurugram
04.2022 - 12.2024
  • Client-oriented Payment Orchestration and Backend Operations Management solution.
  • Led strategic initiatives to enhance digital payment solutions and user experience.
  • Collaborated with stakeholders to align financial technology strategies with market trends.
  • Managed compliance with regulatory standards within the fintech industry.

Former EVP & Branch Banking Head

HDFC Bank
New Delhi
06.2017 - 10.2021
  • Managed 508 branches across Delhi, NCR, Haryana, and Jammu & Kashmir, with a liability base of USD 18 million and USD 16 billion in assets.
  • Created a strong distribution franchise for retail and SME lending through branch and DSA channels.
  • Third Party book with an AUM of USD 8 Billion grew at a CAGR of 20%
  • Led a team of more than 5,400 employees to achieve strategic objectives.
  • Increased market share in the North from 7% to 10.75% through targeted initiatives.
  • Collaborated with stakeholders on product development, digitization, and enhancing the customer experience.
  • Worked with Central and state governments on CSR and digital payment solutions.
  • Achieved strong P&L growth by controlling costs and increasing revenue and achieving C/I ratio of 27%
  • Chaired committees on Audit and Compliance, POSH, and RBI SLBC

Regional Head - Delhi

HDFC Bank
New Delhi
08.2016 - 06.2017
  • Developed strategic plans to align with corporate goals and market trends.

Zonal Head - Western UP & Uttarakhand

HDFC Bank
Western U.P & Uttarakhand
12.2009 - 08.2016
  • Led a team to enhance the customer service experience at HDFC Bank branches in the semi-urban and rural ecosystem.
  • Coordinated staff schedules to optimize branch coverage and create efficiency.

Cluster Head - Multiple Geographies

HDFC Bank
South Delhi, Noida, Faridabad, Central, Old & North Delhi
04.2005 - 12.2009
  • Led initiatives to improve customer service standards in line with organizational goals.
  • Analyzed data from multiple sources to identify key trends, insights, and opportunities for improvement within the cluster.

Branch Manager - Large Branches

HDFC Bank
Multiple Locations - Premier Branches
09.1998 - 04.2005
  • Managed daily operations across branches in South Delhi, ensuring compliance with banking regulations.
  • Led the merger and integration project with Times Bank and Centurion Bank.

Assistant Manager Customer Services - Forex and Trade

ICICI Bank
Delhi
01.1995 - 01.1998
  • Joined ICICI Bank as Assistant Manager Customer Services, handled multiple Operations, Forex, Trade Finance.
  • Was a Trainer at the Bank's Training Centre in Pune.
  • Monitored account transactions for accuracy and compliance issues.

Officer Non - Resident Services / Audit & Internal Control

ANZ
Multiple locations - New Delhi, Amritsar, Shimla & Srinagar
01.1989 - 01.1995
  • Worked across multiple geographies as Assistant Branch Manager, Officer NRI services, Officer Internal Control and Audit.
  • Trainer for Non Resident Products and Services.

Officer Trainee

ITC Hotels
New Delhi
04.1988 - 12.1988
  • Management Trainee

Education

Ph.D. - Business / Transformational Leadership

Ecole Supérieure Robert De Sorbon
France
07.2023

Advanced Leadership Program -

Indian Institute of Management
Lucknow
08.2021

MBA - Marketing and Finance

Institute of Management Technology
Ghaziabad
06.1993

Bachelor's of Commerce -

Delhi University
06.1987

Skills

  • Transformational leadership
  • Strategic insights
  • Payment solutions
  • Compliance management
  • Customer relationship management
  • Change management
  • Team development

Certification

  • Disruptive Strategy - Harvard Business School
  • Managing in the Global Digital Economy- Wharton Executive Education
  • Summer School - MDP, IIM - Ahmedabad

Languages

  • English, Full Professional
  • Hindi, Full Professional

Personal Information

I am married and have two daughters.

Certifed Astrolger - Jyotish Ratan.

Timeline

Consultant and Advisor - BFSI

Primus Partners
12.2024 - Current

Director & Strategic Advisor

Nagarro
12.2024 - Current

Director & President / Investor

SwinkPay Fintech Pvt. Ltd.
04.2022 - 12.2024

Angel Investor

Nupay
06.2017 - Current

Former EVP & Branch Banking Head

HDFC Bank
06.2017 - 10.2021

Regional Head - Delhi

HDFC Bank
08.2016 - 06.2017

Zonal Head - Western UP & Uttarakhand

HDFC Bank
12.2009 - 08.2016

Cluster Head - Multiple Geographies

HDFC Bank
04.2005 - 12.2009

Branch Manager - Large Branches

HDFC Bank
09.1998 - 04.2005

Assistant Manager Customer Services - Forex and Trade

ICICI Bank
01.1995 - 01.1998

Officer Non - Resident Services / Audit & Internal Control

ANZ
01.1989 - 01.1995

Officer Trainee

ITC Hotels
04.1988 - 12.1988

Ph.D. - Business / Transformational Leadership

Ecole Supérieure Robert De Sorbon

Advanced Leadership Program -

Indian Institute of Management

MBA - Marketing and Finance

Institute of Management Technology

Bachelor's of Commerce -

Delhi University
Vikas WahalDirector and Strategic Advisor