Vikram Singh Solanki
Udaipur
Summary
Growth-focused Financial Analyst experienced in driving organisational value and evaluating creditworthiness through comprehensive financial analysis. Fostered a culture of integrity by ensuring compliance with statutory regulations and cultivating positive team relationships. Committed to enhancing skills and potential within fulfilling work environments.
Overview
9
9
years of professional experience
Work History
Credit Manager
ICICI Bank Ltd
Udaipur, Rajasthan
05.2021 - Current
- Appraised credit worthiness of borrowers through financial analysis, market reference checks, dedupes, Bureau checks, MCA checks, auditors' reports, GST returns, ensuring informed credit decisions.
- Managing the portfolio quality and ensuring compliance to policy norms.
- Ensure adherence to Banks credit policy and Programs approved by designated authority / committee.
- Appraisal and approval of above-mentioned proposals including distribution of the same.
- Maintained comprehensive records in management information systems to support proposal analytics and risk evaluation efforts.
- Managed unsecured business loans and secured overdraft facilities, enhancing client financial solutions.
- Coordinating with legal, technical and risk containment unit agency for processing the file.
- Organised and maintained post-disbursement documentation for all approved loans.
- Conducting field investigations to analyze the authenticity of cases.
- Conducted thorough reviews of balance sheets to ensure financial accuracy.
- Facilitate Internal as well external audits and hind sighting by Risk.
Articleship/Internship
RK Jain & Co.
Rajsamand
12.2019 - 04.2021
- Performed audits for private companies, partnership firms, trusts, and proprietary concerns, enhancing financial transparency and governance.
- Prepared financial statements for statutory, income tax, and sales tax audits, facilitating accurate reporting and compliance.
- Filed and furnished income tax returns, TDS/TCS returns, and VAT returns to ensure timely compliance.
- Verified and rectified income tax and VAT assessments, ensuring accuracy and compliance with regulations.
- Assisted in making & Drafting Appeal matters of Income Tax & VAT.
- Conducted internal audit for Nathwara temple board, ensuring compliance and identifying areas for improvement.
- Provided expert advice on tax planning strategies to optimise financial outcomes for clients.
- Performed accounting for various types of businesses, managing financial records and transactions effectively.
- Oversaw office operations and staff supervision to ensure smooth functioning and effective management.
Finance and audit associate
Sanjay Kothari & co
Rajsamand
12.2017 - 08.2019
- Planned and carried out a variety of audits, including Tax audit, statutory audit and GST audit.
- Monitored compliance with statutory obligations and financial regulations, avoiding penalties and fines.
- Completed GST returns and ensured compliance with GST laws, contributing to timely submissions and avoiding penalties.
- Coordinated with banks to obtain information for project funding requirements, supporting various clients' project needs.
- Prepared documentation for clients' working capital and home loan applications, facilitating smoother loan processing.
Education
Chartered accountant -
The Institute of Chartered Accountants of India
01-2021
M. Com -
Mohanlal Sukhadiya University
Udaipur, Rajasthan01-2016
B.Com -
Mohanlal Sukhadiya University
Udaipur, Rajasthan01-2014
12th Class -
Board of Ajmer
Rajasthan01-2011
10th Class -
Board of Ajmer
Rajasthan01-2009
Skills
- Credit assessment
- Credit risk
- Financial analysis
- Project Financing
- Income Tax
- GST
- Statutory compliance
- Time management skills
- Team leadership
- Results orientation
- Confidence in decisions
- Initiative taking
- Optimistic outlook
Languages
Hindi
English
Custom
I hereby declare that all the information mentioned above is true to the best of my knowledge.
Timeline
Credit Manager
ICICI Bank Ltd
05.2021 - Current
Articleship/Internship
RK Jain & Co.
12.2019 - 04.2021
Finance and audit associate
Sanjay Kothari & co
12.2017 - 08.2019
Chartered accountant -
The Institute of Chartered Accountants of India
M. Com -
Mohanlal Sukhadiya University
B.Com -
Mohanlal Sukhadiya University
12th Class -
Board of Ajmer
10th Class -
Board of Ajmer