. Knowledgeable Loan officer offering expertise in Sales and established lending guidelines. Excellent communication and negotiation skills. Offering 5 -year history of successful loan and mortgage processing.
Overview
5
5
years of professional experience
19
19
years of post-secondary education
3
3
Languages
Work History
Relationship Officer, Sales (home loan)
IDFC First Bank LTD (Mehin Tech Edge Solutions)
04.2023 - Current
Maintained and built close relationships with customers through Branch channel as well as digital channel
Analyzed potential risks and evaluated loan products to identify suitable options for customers.
Explained very technical home Loan information to applicants in easy to understand language.
Negotiated loan terms and conditions with customers to secure best deal
Relationship Officer, Sales (home loan)
Kotak Mahindra Bank LTD
12.2020 - 01.2023
Built networking and referral systems through Branch banking.
Processed loan applications and monitored progress from start to finish.
Identified opportunities to cross-sell and upsell loan products to customers.
Relationship Officer, Sales (home loan)
Axis Securites
08.2018 - 10.2020
Assisted customers with completing loan applications and other paperwork.
Process loan applications based on customer creditworthiness and provided detailed Home loan advice
Worked with call center team to fix application problems and lead conversion
Education
Bachelor of Science -
National Collage
Thane
04.2001 - 01.2020
D.T.C. (Diploma in technical chemistry) -
V.J.T.I.
Matunga
06.2017
H.S.C. (science) -
K J Somaiya College Of Science And Commerce
Ghatkoper
S.S.C -
Maharashtra State Board
Skills
Flexible & Adaptabilityundefined
Accomplishments
Awarded as Best performer for year 2021 in home loan (sales) by Kotak Mandira bank Were I archived 130% of target.
Certificated for achieving targeted numbers in Home protecter insurance, contest conducted by Max life insurance In Axis bank.
Awarded as STAR reward by Axis bank for achieving above the quarterly targets.
Secured 8th rank in All India Institute of Local Self Government SANITARY INSPECTOR DIPLOMA COURSE From all over India.
Computer Literacy
2012, B+, Microsoft Word, Microsoft Excel, Microsoft PowerPoint, Microsoft Outlook, Coral Draw, Adobe Photoshop, A
Work Profile
Attending Branch Huddle On time At sharp 9.00AM With Discipline.
Identifying and converting the opportunities for cross selling (banking products) on customer's call.
Responsible for quality communication and customer servicing within laid down productivity and service benchmarks as per banking department.
Giving Service To Customer Even After Disbursement For Good Relationship Between Customer And Me.