Vilas B Dhebe
Pune
Summary
Results-driven legal professional with extensive experience in managing litigation and compliance efforts across banking sectors. Recognized for exceptional problem-solving skills and leadership in directing a high-performing team of 19, ensuring efficient issue resolution and regulatory adherence.
Overview
21
21
years of professional experience
Work History
Regional Manager – Legal-West
Ujjivan Small Finance Bank Ltd.
Pune
10.2024 - Current
- Heading West Region
- Directed litigation, compliance, and non-litigation efforts within all bank sectors.
- Supervised a team of 19 to maintain high standards in issue resolution.
- Earned recognition from Business, Credit, Risk, and Audit for effective problem-solving capabilities.
- Managed diverse loan products including mortgages, construction finance, personal loans, and corporate lending.
- Enhanced client interactions through prompt responses to business-related inquiries.
Regional Legal Head
DCB Bank Limited
Pune
10.2013 - 10.2024
- Elevated from Legal Manager to Regional Legal Head, overseeing nationwide litigation and non-litigation.
- Achieved Group Associate Vice President rank, managing a team of 19 direct reportees from 84 members.
- Recognized for ESQ excellence by Business, Credit, Risk, and Audit departments.
- Nominated Best Employee in 2019, 2021, and 2022 among 10,000+ employees.
- Honored as Best Emerging Leader in 2022 and 2023 within a pool of over 10,000 employees.
- Secured Best Support Functional Award for five consecutive years from Retail and Agri. Banking.
- Managed diverse loan products including mortgage, construction finance, personal loans, and corporate loans.
- Achieved four promotions across six appraisal cycles.
Assistant Manager- Legal
Bajaj Finance Limited
10.2011 - 10.2013
- To handle PAN India Arbitration Proceedings/Vendor Management (Legal, Dealer, Agents, Repossession Etc./PAN India Legal support for collection enhancement/PAN India MIS management for legal for TW/Three Wheeler Products/Legal and Non legal vendor empanelment and management).
- Key Responsibilities included: To Initiate and maintain records for Arbitration Proceedings.
- To take care of Vendor agreement management including of contract drafting/agreement execution.
- Compliance of RBI statutory audits.
- Centralized collection through recovery proceedings initiated under Arbitration Act.
- Initiation of Arbitration proceedings against defaulter customers.
- Obtaining recovery award from Arbitrator and file execution proceedings against defaulter customers.
- Execution of warrant/attachment/interim order under Arbitration Proceedings.
- Legal Vendor empanelment for by and against cases.
- To file police complaint/FIR/Legal proceedings on behalf of the organization.
- To maintain MIS’s for all Legal proceedings.
- To draft and execute vendor agreement.
- Team Size: 7 Direct Reportees
Junior Legal Manager
ARCIL-ARMS, A Division of Asset Reconstruction Company (India) Ltd.
06.2010 - 10.2011
- To handle legal and collection activities as a Branch Head for Non Performing Loans.
- Key Responsibilities included: Handling of individual portfolio for Legal Cases to be filed on behalf of the Organisation as a Branch Legal Head and for Spoke Location.
- Ascertaining legal facts by case to case/ account to account and initiating legal action accordingly, with approval from Management.
- Visiting to the borrowers/defaulters for ascertaining the facts and resolve the NPA accounts.
- Handling all the collection related activities.
- Correspondence with local enforcement authorities/ government authorities.
- Correspondences with the empanelled advocate for issuing notice, filing complaints, suits and helping them with the draft and details of the cases.
- Issuing Notices to Defaulter under various laws for to recover the loan outstanding.
- Reply to objections raised by the Defaulter in response to action taken against them under various laws.
- Filing of 138 complaints against Defaulter with co-ordination of empanelled Advocates.
- Filing of Criminal Complaints and Civil Cases against the defaulters.
- Appearing in the court of Law on behalf of the Organisation.
- Drafting of Written Statement on Behalf of Organisation as per requirements.
- Observation and monitoring TAT laid down under various laws for initiating action against Defaulters.
- Team Size: 3 Direct Reportees
Territory Manager (legal remedial)
E-NXT Financial ltd. (A TATA ENTERPRISES)
09.2007 - 05.2010
- To Handle Recovery Activity for Non Performing Assets & Legal Action for recovery.
- Key Responsibilities included: Allocation to the team member by sorting their respective locations by setting individual targets.
- Collating the allocation received from team member and sending to the Superiors.
- Monitoring the performances of the team member and ensuring the achievement of individual Targets.
- Implementation of the changes necessary for achievement of Targets and improvement in performance.
- Handling NPA Portfolio for recovery of dues and to achieve the targets set against the same.
- Visiting to the defaulters and making them to settle their accounts.
- Co-ordination with enforcement agencies to achieve the targets.
- To Deal with local governmental authorities if any problem persist on behalf of Organisation.
- To Achieve the target set by the organization.
LEGAL RETAINER (LEGAL REMEDIAL)
E-NXT FINANCIAL PVT. LTD
01.2007 - 08.2007
- Giving maximum NPA resolution for the individual location.
- After receiving allocation through the regional coordinator starting working on the individual allocation.
- Achieving the targets set by superiors.
- Finding the customers whose trace ability was negative and making them +ve for payment or settlement.
- Making the legal compliances for legal initiated by the central legal team.
- Finding property details and availability of the customer for the purpose of initiating legal against the defaulter customer.
ASSOCIATED ADVOCATE
V.N. ABHYANKAR AND ASSOCIATES.
11.2005 - 12.2006
- Court Appearances and defending and filing of the legal cases by representing to the clients.
- Key Responsibilities included: Search and Title reports, verification for Banking, Financial Institute clients.
- Representing to the clients in court of law.
- Drafting of the case/suit/application.
- Case study and finding the loopholes and strong points of the opposite site to contest the litigation.
- Finding out the citations supporting the case from the various publications and sources.
- Presenting the hearing of the case before the court of law, contesting the case before the court of law.
JR. ADVOCATE
PRATAP V. PARDESHI, ADVOCATE
06.2004 - 12.2005
- Assisting to the senior in representing to the clients.
- Preparing the case file with case study material.
- Representing to the senior in court of law.
- Filing of Applications and complaints on behalf of Senior.
- Attending the hearing of the cases before court of law on behalf of the senior.
- Meeting to the government officials for case study.
Education
L.L.M -
ISBM
Pune04-2018
LL.B. -
Symbiosis Law College
Pune01.2004
B.S.L. -
Symbiosis Law College
Pune01.2002
HSC -
Kantaben Mehta Jr. College
Panchgani, Maharashtra01.1999
SSC -
MPH School
Panchgani, Maharashtra01.1997
MSCIT -
Government Industrial Training Institute
MahabaleshwarSome College (No Degree) -
IIM, Shilong
Business ManagmentSkills
- Drafting and pleading
- Conveyancing expertise
- Property and contract law
- Corporate legal compliance
- Litigation management
- Legal vendor oversight
- Business and credit advisory
- Vendor empanelment
- Conciliation and Lok Adalat facilitation
- Monthly reporting and analysis
- Management information systems (MIS)
- Audit and compliance assurance
- Record management
Languages
- English
- Hindi
- Marathi
References
Will be provided if required.
Personal Information
- Date of Birth: 03/31/82
- Marital Status: Married
Personality Attributes
- Ability to work in team environment
- Good interpersonal and communication skills
- Willingness to learn
- Welcomes challenges at work
- Initiative personified and 100% self-driven
Timeline
Regional Manager – Legal-West
Ujjivan Small Finance Bank Ltd.
10.2024 - Current
Regional Legal Head
DCB Bank Limited
10.2013 - 10.2024
Assistant Manager- Legal
Bajaj Finance Limited
10.2011 - 10.2013
Junior Legal Manager
ARCIL-ARMS, A Division of Asset Reconstruction Company (India) Ltd.
06.2010 - 10.2011
Territory Manager (legal remedial)
E-NXT Financial ltd. (A TATA ENTERPRISES)
09.2007 - 05.2010
LEGAL RETAINER (LEGAL REMEDIAL)
E-NXT FINANCIAL PVT. LTD
01.2007 - 08.2007
ASSOCIATED ADVOCATE
V.N. ABHYANKAR AND ASSOCIATES.
11.2005 - 12.2006
JR. ADVOCATE
PRATAP V. PARDESHI, ADVOCATE
06.2004 - 12.2005
L.L.M -
ISBM
LL.B. -
Symbiosis Law College
B.S.L. -
Symbiosis Law College
HSC -
Kantaben Mehta Jr. College
SSC -
MPH School
MSCIT -
Government Industrial Training Institute
Some College (No Degree) -
IIM, Shilong
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