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Dynamic Credit Officer with a proven track record at Startrack Aus Post, excelling in credit analysis and customer relations. Enhanced cash flow through effective debt collection strategies, reducing delinquency rates significantly. Adept at problem-solving and decision-making, fostering strong client relationships while implementing robust credit policies to mitigate risk.

Adaptable individual with experience in customer service and financial management, showcasing strong teamwork and communication abilities. Demonstrates initiative in resolving challenges and maintaining a positive working environment, while consistently achieving objectives through effective collaboration.
Ambitious student specialising in Islamic Economics and Finance, equipped with strong credit analysis and risk assessment skills. Committed to professional growth, ready to leverage academic knowledge and practical experience to contribute effectively in a finance-related role.

Organized and dependable candidate successful at managing multiple priorities with a positive attitude. Willingness to take on added responsibilities to meet team goals. Detail-oriented team player with strong organizational skills.
Ability to handle multiple projects simultaneously with a high degree of accuracy. To seek and maintain full-time position that offers professional challenges utilizing interpersonal skills, excellent time management and problem-solving skills. Knowledgeable financial professional experienced in assessing credit viability for potential borrowers.
Good organizational and critical thinking skills. Offering 13 years of related experience

Customer-focused professional with strong experience in customer service, sales support, and operational accuracy in fast-paced environments. Proven ability to engage customers, recommend tailored solutions, handle transactions responsibly, and meet performance targets. Known for reliability, attention to detail, teamwork, and providing compassionate, efficient service. Available evenings and weekends and eager to contribute to a retail environment dedicated to customer satisfaction and community impact. Pet owner with hands-on experience in daily animal care and a strong interest in pet health and wellness.

Worked at Fielders for 13 year's.
Currently working for Adelaide Brighton Cement.
have been there for 10years.
can work unders pressure and stick to timeframes and guidelines.
get on well with all team members.
love being part of a team and be a important part of a team to work all together to achieve our DSO each month which is rewarding.

Vimal Kumar

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Credit Officer

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M.A. - Sociology

B.sc - Biology, Botany And Chemistry

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