Vinas Chandrakantbhai Mistry
MANDVI
Summary
Organized and dependable candidate successful at managing multiple priorities with a positive attitude. Willingness to take on added responsibilities to meet team goals.Hardworking and passionate job seeker with strong organizational skills eager to secure entry-level position. Ready to help team achieve company goals.
Overview
5
5
years of professional experience
1
1
Certification
Work History
BRANCH CREDIT MANAGER
SMFG CREDIT COMPNY LTD
03.2023 - 04.2025
- Company Overview: FORMALLY KNOWING AS FULLERTON INDIA CREDIT COMPNY LTD.
- Evaluating the creditworthiness of potential customers.
- Originated, reviewed, processed, closed, and administered customer loan proposals.
- Creating credit scoring models for risk assessments.
- Approving and rejecting loans based on available data.
- Calculating and setting loan interest rates.
- Ensuring all loans and lending procedures comply with regulations.
- Maintaining records of all company loans.
- Monitoring loan payments and bad debts.
- Reviewing and updating the company's credit policy.
CASHIER
TIRUMALLA TIRUPATI MULTISTATE CO. OP. CREDIT SOCIETY LTD.
03.2020 - 03.2023
- Operated money room including verification of loose and Bundled money and coin Transactions.
- Ensured proper money-handling procedures.
- Maintained efficient operation of all procedures.
- Helped customers with all cash transactions, including checks, slips, documents, forms, etc.
- Verifying and balancing reports and sending cash, coins, and other forms of payments to bank.
- Responsible for taking calls and handling client's inquiries about their accounts.
- Reviewing accounts records to see if there are any issue that need extra bank workers to be contacted about the accounts.
Education
SSC -
THE MANDVI HIGH SCHOOL
01.2013
BECHLOR IN COMMERCE - B.COM
P.R.B ARTS AND P.G.R COMMERCE COLLEGE
01.2019
HSC - undefined
THE MANDVI HIGH SCHOOL
01.2015
Skills
- Data Entry
- Excel
- Master Data Management
- Excel Sheet Maintenance
- MS Word
- MS Office
- Loan underwriting
- Portfolio management
- Budget planning
- Team management
- Credit analysis
- Cash flow management
Certification
- Employee of the month certificate
May-2024
- Employee of the month certificate
September-2024
Languages
ENGLISH
GUJARATI
HINDI
hobbies
- cricket
- bike riding
- music
- photography
Disclaimer
I declare that all the facts given above are genuine to the best of my knowledge and belief. I solemnly declare that the information stated above is true and correct to the best of my belief. The facts provided above are accurate to the best of my knowledge.
VINAS MISTRY
Timeline
BRANCH CREDIT MANAGER
SMFG CREDIT COMPNY LTD
03.2023 - 04.2025
CASHIER
TIRUMALLA TIRUPATI MULTISTATE CO. OP. CREDIT SOCIETY LTD.
03.2020 - 03.2023
BECHLOR IN COMMERCE - B.COM
P.R.B ARTS AND P.G.R COMMERCE COLLEGE
HSC - undefined
THE MANDVI HIGH SCHOOL
SSC -
THE MANDVI HIGH SCHOOL
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