Vinay Hosangadi

Spearheaded strategic and tactical solution initiatives for commercial lending department.

Managed the end-to-end project lifecycle for software development projects, ensuring delivery on time and within budget.

Revamped existing business processes by creating transformation programs, enhancing operational efficiency.

Executed change initiatives to facilitate technology transitions within business units.

Proactively identified areas for automation and implemented automation initiatives across five processes, saving 10 FTE efforts. Well-versed in BOT, Microsoft Power Platforms, Tableau, SharePoint, JIRA, Confluence, and Power BI.

Delivered key initiatives such as Track & Pay, BT Loans Decommissioning, migration from Loan IQ-DB2 to Oracle, and developing a Static Data Utility for CB Ops team.

Developed a mailbox management solution utilizing Power Automate and SharePoint.

Currently managing projects like Loan IQ upgrade from version 7.3.2 to 7.6.5, group mailbox optimization, and RPA solutions for lending.

Supervise team of five associates in project and change management.

· Led programs like Showcase360, ADAPT & Project BOLD, Idea box to enhance the knowledge of operations and showcase the new technologies within organization

Work closely with Operations stakeholders and cross-functional leads to create solutions for SII (self-identified issues) and close the same with risk within the timelines.

· Ensure all project updates and communications are published on regular intervals via VP connects, News Letter, Branch & Middle office connects and weekly updates emails

Led the end-to-end project lifecycle for the ACES tool, ensuring timely and on-budget delivery for Quality Control (QC) and Assurance projects.

Implemented change management strategies for new systems, processes, and technologies.

Managed the migration of the QC function to ACES, overseeing audits, amendments, and report generation.

Developed and implemented RPA tools to automate collateral monitoring, improving efficiency by 14%.

Supervised a team of 15+ FTEs for QC checks on loan products for HNW/UHN clients across global regions (US, EMEA, APAC).

Led process improvements using tools like Xceptor, Alteryx, Tableau, and Qlik Sense/View.

Managed Quality Assurance teams for loan authorities, fees, and credit teams, specializing in credit risk and servicing of syndicated, bilateral loans, and US mortgages.

Implemented BI dashboards using Tableau for PBA, EMEA, and Asia regions.

Established positive and effective communication among unit staff and organization leadership, reducing miscommunications, and missed deadlines.

• Managing the Underwriting team of 12 underwriters
• Ensured the team underwriters the loan and address the issues raised by investors and insurance companies within the SLA
• Work closely with onshore partners and prepare the analysis final report to proceed with negotiation
• People management along with deliverables
• Evaluated staff performance and provided coaching to address inefficiencies.
• Devised and implemented processes and procedures to streamline operations.

• At iGATE I was responsible for Underwriting Residential Mortgage loan files
• Evaluate customer profile and documents as per strict compliance and US Treasury standards
• Thorough understanding of 4 Cʼs of Residential Mortgage Underwriting and mortgage cycle
• Calculating Monthly Income using various references and Review for frauds and Red Flags
• Run DU/AUS and Interpret credit policy and investor guidelines and apply them to specific loans
• Perform required analysis of property appraisal to ensure subject properties meet the clientʼs appraisal criteria
• Reviewing, evaluating and synthesizing data to ascertain loan viability and identify risk issues
• Effectively communicate any areas of concern with a loan file to Client Relationship Managers
• Raising the requisite approval conditions in accordance with the lender guidelines and finally rendering the final decision on the mortgage application