Summary
Overview
Work History
Education
Skills
Websites
Accomplishments
Disclaimer
Languages
sketching
Timeline
Generic

Vinay Murthy BG

Bengaluru

Summary

Dedicated Risk Analyst who can provide comprehensive risk assessment and end to end transaction reviews to prevent fraud. Skilled at fraud detection, Money Laundering and risk mitigation. I am a highly analytical leaning everyday & seeking a challenging position in a reputed organization to contribute analytical skills and expertise in maintaining regulatory compliance.

Overview

6
6
years of professional experience

Work History

Loan Examination Associate- Auto Fraud Operations

Wells Fargo EGS
05.2022 - Current
  • Implemented advanced fraud detection techniques by analyzing auto loan applications, credit reports, and behavioral patterns, resulting in timely identification of high-risk and potentially fraudulent activity.
  • Suspicious Activity Detection & Reporting (SAR Filing & UAR Filing),Financial Crimes & Fraud Investigation (dispute management, Evidence Documentation)
  • Identifying and documented Unusual Activity Reports (UARs) after in-depth analysis of cross-state funding patterns and red flags in customer behavior, ensuring strict adherence to regulatory and internal reporting standards.
  • Managed fraud-related disputes by validating application data against credit bureau reports and customer documentation, preventing misreporting and safeguarding against synthetic ID fraud and account takeover attempts
  • Developed and maintained Standard Operating Procedures (SOPs) and workflow diagrams to streamline fraud operations and ensure uniformity in case handling across team members.
  • Process Optimization & SLA Management

Senior Analyst

Cognizant technology and solutions
07.2019 - 03.2022
  • Monitored transaction activities and account behavior to ensure adherence to internal policies and regulatory requirements.
  • Conducted due diligence checks including KYC, CDD, and EDD during customer onboarding and ongoing reviews, ensuring compliance with AML regulations.
  • Investigated fraud alerts related to account takeovers, card fraud, and identity theft; analyzed patterns and took corrective actions to mitigate risks.
  • Collaborated with internal teams to improve fraud monitoring workflows and address recurring quality issues.
  • Developed and maintained SOPs and workflow diagrams to standardize operations and improve clarity across teams.
  • Conducted detailed quality control reviews on high-risk disputes, identifying process gaps and ensuring full policy compliance.
  • Performed root cause analysis on cases with errors, documenting findings and proposing corrective actions to prevent recurrence.
  • Generated regular fraud trend and risk reports for senior management, highlighting key areas of concern and recommending actions.

Education

Bachelor of Commerce -

Bengaluru University
Bengaluru
01.2018

Skills

    Core Competencies:

  • 1 Transaction Monitoring & Risk Assessment
  • 2 Regulatory Compliance & Documentation Review
  • 3 Quality Control & Root Cause Analysis
  • 4 Project Management & Operational Oversight
  • 5 KYC/CDD/EDD Execution and Reporting
  • Analytical & Communication Skills:
  • Critical Thinking & Problem Solving
  • Effective Verbal & Written Communication
  • Leadership & Team Management
  • Adaptability & Conflict Resolution

    • Technical Skills:

  • 1 Microsoft Excel
  • 2 Google Workspace (Sheets, Docs, Slides)
  • 3 Interactive Dashboards & Data Visualization in Excel

Websites

Accomplishments

  • Promoted to Quality Assurance – Transaction Monitoring at Cognizant in recognition of strong performance and subject matter expertise.
  • Awarded “Best Team Member” for providing compliance and operational support to a team of 60+ analysts at Cognizant.
  • Developed and implemented Standard Operating Procedures (SOPs) that improved efficiency and compliance accuracy at both Wells Fargo and Cognizant.
  • Proposed and executed an idea to reduce Average Handling Time (AHT) for Wells Fargo processes, resulting in cost savings of $60,000.

Disclaimer

I affirm that the information provided is accurate to the best of my knowledge.

Languages

English (Fluent)
Kannada (Fluent)
Hindi (Basics)
Telugu (Intermediate)

sketching

portraits 

Timeline

Loan Examination Associate- Auto Fraud Operations

Wells Fargo EGS
05.2022 - Current

Senior Analyst

Cognizant technology and solutions
07.2019 - 03.2022

Bachelor of Commerce -

Bengaluru University

Similar Profiles

CREATE PROFILE
Vinay Murthy BG