Vinayak Sharma
Pune
Summary
Finance Professional with 2 years of experience in credit underwriting of SME business loans with high integrity and deep knowledge of the field which brings related experience to support business financial needs. Proficient in working with multiple team members and is well organized, proactive and adaptable to dynamic conditions.
The major objective is to Secure a responsible career opportunity to fully utilize my training and skills while making a significant contribution to the success of the company and specialising in MSME BL credit administration.
Overview
1
1
Certification
Work History
Credit Manager
Poonawalla fincorp Pvt Ltd
Pune
09.2022 - I currently work here
Summary:-
- Proven track record of accurately assessing SME business loans credit risk, with a Personal discussion, VPD or physical PD resulting in reduction in defaults with a focus on business lending.
- Collaborated with cross-functional team and external stake holders to design and implement SME specific credit processes
- Managing the ticket size of 75 lakhs.
- Manage a portfolio of business loans, ensuring credit quality and mitigating risk
- Conduct financial analysis, credit assessments and due diligence for SME clients to determine their creditworthiness.
- Collaborate with sales team to timely disbursal of loans and also to identify new business opportunities.
- Provide training and guidance to junior credit managers.
Wealth Manager
Edelweiss wealth management pvt ltd
Udaipur
02.2022 - 08.2022
- Developed tailored investment strategies for high-net-worth clients, maximising returns and minimising risks.
- Conducted due diligence on investment opportunities to assess their viability and alignment with client objectives.
- Provided bespoke financial planning advice, including retirement planning, education funding, and cash flow management.
Education
Bachelor of commerce - Accounting and finance
Vikram University
UjjainPGDM - Finance
Dr DY Patil business school
PuneSkills
Skills:-
- Credit risk management
- Financial analysis
- Pressure handling
- Relationship-building
- Communication
- Problem-solving
- Time management
- Leadership and training
Certification
- Certification in MS Office from Udemy.
- Certification in Financials statement analysis from Acuity Knowledge partner.
Timeline
Credit Manager
Poonawalla fincorp Pvt Ltd
09.2022 - I currently work here
Wealth Manager
Edelweiss wealth management pvt ltd
02.2022 - 08.2022
Bachelor of commerce - Accounting and finance
Vikram University
PGDM - Finance
Dr DY Patil business school