Summary
Overview
Work History
Education
Skills
Certification
Languages
Contactno
Permanentaddress
Personal Information
Timeline
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VINOD DADIREDDY

Kurnool

Summary

Organized Credit Verification Officer who effectively identifies and resolves complex financial issues. Thrives in fast-paced and ever-changing business environments. Knowledgeable and innovative professional whose success is based on integrity, exceptional customer service, efficiency, and ambition.

Overview

11
11
years of professional experience
1
1
Certification

Work History

Credit Verification Officer

Indusind Marketing Finance Services Pvt Ltd
10.2022 - Current
  • Implemented robust monitoring systems to track performance metrics of existing loans, identifying areas requiring attention or intervention.
  • Facilitated timely decision-making on loan applications through clear communication with internal stakeholders and prompt resolution of any queries or discrepancies.
  • Reviewed and verified income, credit reports and employment histories for each borrower.
  • Devised collection recovery strategies to resolve customer issues and delinquent cases.
  • Checked appraisals, title information and insurance documents for each property.
  • Evaluated creditworthiness of potential borrowers using thorough research and analysis techniques, minimizing default risks.
  • Conduct thorough credit investigations to verify the accuracy and completeness of credit applications and financial information.
  • Analyze financial statements, credit reports, and other relevant documents to assess creditworthiness.
  • Collaborate with credit analysts and underwriters to determine credit limits and terms.
  • Ensure compliance with company policies, regulatory requirements, and industry best practices.
  • Monitor and report on credit risk indicators and trends.
  • Maintain accurate and up-to-date records of credit verification processes and outcomes.

Payment Executive

Indusind Marketing Finance Services Pvt Ltd.
09.2017 - 11.2021
  • Arranging the payments to the dealer within 24 hours
  • Following up the pending files and all respects are forwarded to CMC within 7 days
  • Converting all the all dealer payments into NEFT & RTGS mode
  • Developing and maintaining good relationship with all Dealers which was not in existence prior
  • Verification of each Agreement, Dealer payments and DO forms.
  • Increased client satisfaction by providing prompt and accurate payment processing services.
  • Analyzed financial data to identify trends and opportunities for process improvements.
  • Provided exceptional customer service, addressing inquiries regarding payment issues promptly and professionally.
  • Managed high-volume transactions, ensuring accuracy and timeliness in payments.
  • Collaborated with cross-functional teams to improve overall efficiency in payment operations.
  • Reduced transaction errors through thorough monitoring and timely problem resolution.

System Administrator

Yatragenie Services PVT Ltd
08.2015 - 11.2016

.

  • Managing and maintaining the IT infrastructure of an organization
  • Maintaining systems, resolving network and internet issues, and ensuring the overall health and security of the IT environment

Resource coordinator

Edu comp Solution Limited
07.2013 - 07.2015
  • Maintaining the systems in campus error free (hardware and software problems)
  • I deal smart classes with network through the server.

Education

Bachelor of Engineering - Information Technology

St.John's College of Engineering & Technology
Yemmiganur, AP
09.2012

Intermediate - MPC

BOARD OF INTERMEDIATE EDUCTAION,AP
Kurnool, India
05.2008

SSC -

BOARD OF SECONDARY EDUCATION,AP
Kurnool, India
05.2005

Skills

  • Credit Analysis and Verification
  • Financial Statement Analysis
  • Risk Assessment and Management
  • Regulatory Compliance
  • Data Analysis and Reporting
  • Customer Service and Communication
  • Attention to Detail
  • Problem-Solving and Decision-Making
  • Team Collaboration
  • Task Prioritization
  • Multitasking
  • Goal Setting
  • Time management abilities

Certification

Certification in Hardware& Networking SMARTGRAD course from Jet king Institute, Ameerpet, at Hyderabad.

Languages

English
Telugu

Contactno

+91-9985134443

Permanentaddress

H.No:81/339-1-b-7, Kurnool, A.P, 518002

Personal Information

  • Father's Name: D.JANARDHAN REDDY
  • Date of Birth: 05/06/1990
  • Gender: Male
  • Nationality: Indian
  • Marital Status: Married
  • Religion: Hindu

Timeline

Credit Verification Officer

Indusind Marketing Finance Services Pvt Ltd
10.2022 - Current

Payment Executive

Indusind Marketing Finance Services Pvt Ltd.
09.2017 - 11.2021

System Administrator

Yatragenie Services PVT Ltd
08.2015 - 11.2016

Resource coordinator

Edu comp Solution Limited
07.2013 - 07.2015

Bachelor of Engineering - Information Technology

St.John's College of Engineering & Technology

Intermediate - MPC

BOARD OF INTERMEDIATE EDUCTAION,AP

SSC -

BOARD OF SECONDARY EDUCATION,AP
VINOD DADIREDDY