VINOD GOKHARE
Wani
Summary
Respectful loan officer with several years of hands-on experience evaluating and authorizing various loans. Dependable professional polished in assembling loan packages, initiating loan applications and analyzing loan programs to match borrower's profile. Communicative team player with in-depth knowledge of banking products and associated services.
Enthusiastic Loan Officer provides excellent customer service throughout loan origination process. Well-versed in all types of loans and application processes. Consistently exceeds sales expectations.
Dependable Loan Officer possessing in-depth knowledge of direct and indirect lending products, finance concepts and financial management software. Offering many years of experience evaluating, recommending and authorizing approval of loans. Trustworthy professional with expertise in prospecting, closing, and maintaining client relationships.
Overview
6
6
years of professional experience
Work History
Bank Loan Officer
Bank of Baroda
Mumbai
06.2018 - Current
- Participated in training sessions designed to enhance knowledge of banking laws and regulations.
- Managed portfolio of existing loans, ensuring that all required documents were collected and processed accurately.
- Prepared presentations outlining available loan products for potential clients.
- Monitored documents throughout the entire loan process from origination through closing.
- Attended seminars related to banking industry trends as well as best practices for loan officers.
- Reviewed loan applications and credit histories to assess risk factors and determine eligibility for loan approval.
- Performed detailed analysis of borrower's personal finances in order to determine whether they qualify for specific types of loans or interest rates.
- Advised customers on how they can improve their credit score by making strategic changes over time.
- Assessed customer's repayment capacity based on income, assets, liabilities, and other debt obligations.
Education
Bachelor of Engineering - Mechanical Engineering
YCCE Nagpur
NagpurSkills
Established banking officer with 06 years of banking experience with Bank of Baroda Capable of evaluating financial performance and providing strategic consultative advice to clients
Having good knowledge in retail as well as MSME portfolio and also in operation service
I’m looking forward for the opportunities in retail
Or MSME lending has from past 04 years working in that field only
Key Skills
Commercial Loan Processing
Customer Satisfaction
Data Gathering & Analysis
Financial Analysis
Loan Origination
Reporting & Documentation
Team Collaboration
Languages
Marathi
First Language
English
Elementary
A2
Hindi
Upper Intermediate
B2
Timeline
Bank Loan Officer
Bank of Baroda
06.2018 - Current
Bachelor of Engineering - Mechanical Engineering
YCCE Nagpur