Vinod Gupta V.S
Bangalore
Summary
Dynamic professional with extensive experience in underwriting and project management at SITUS AMC. Proven track record in document review and quality control, enhancing team efficiency and mentoring new analysts. Adept at loan analysis and client relations, driving successful outcomes through effective problem-solving and leadership.
Overview
14
14
years of professional experience
Work History
Junior Underwriter
SITUS AMC
Bangalore
05.2021 - Current
- Spearhead the review of Income, Asset, and REO for leading US lenders, ensuring strict adherence to FNMA and FHLMC guidelines.
- Establish and monitor UCCs for loan files every five years using third-party applications to prevent lapses.
- Analyze complex loan documentation, including 1003, Security Instruments, Appraisals, and Credit Reports, while verifying large bank deposits for conventional loan qualification.
- Drive team efficiency by assuming the role of Segment Reviewer during peak periods and preparing utilization and time-tracker reports.
- Facilitate cross-functional communication through bi-weekly calls with onshore teams regarding process updates and clarifications.
Senior Analyst
Firstsource Solutions Ltd.
Bangalore
08.2016 - 04.2021
- Managed VA Underwriting projects, reviewing VA Case Assignments, Benefits, and property information as per federal guidelines.
- Directed 571 Claims processing, claiming servicer expenses post-borrower default and reviewing property preservation and tax documents.
- Oversaw Auction.Com contracting, auditing executed/un-executed contracts and documenting risk-based reasons for loan approval or denial.
- Mentored new team members and conducted live briefing sessions to communicate procedural changes and client-specific requirements.
- Maintained Quality Dashboards, tracking error rates and production metrics for management review.
Team Mentor – Pre-Underwriting
FlatWorld Mortgage Processing Private Ltd.
Bangalore
06.2012 - 06.2016
- Led the Pre-Underwriting team to ensure application packages were complete and all supporting documentation was included.
- Evaluated risk degrees by reviewing financial statements, credit reports, DTI, and LTV ratios.
- Facilitated team meetings to cascade secondary-level decisions and resolve complex queries from team members.
Education
B. Com -
Dr. C. V. Raman University
Diploma in E & C -
Sri Kalabhairaveshwara Polytechnic
SSLC -
BEL High School
Skills
- Project management
- Document review
- Quality control
- Client relations
- Team leadership
- Mentorship capability
- Problem solving
- Time management
- UCC management
- Loan analysis
Accomplishments
Received RNR Award for Best performer of Quarter
Hobbies and Interests
- Swimming
- Reading Mythological Books
- Cycling
- Cooking
- Chess
- Cricket
Languages
- English
- Hindi
- Kannada
- Telugu
Technical Proficiency
MS Word, Excel, PowerPoint, MS office tools, Amazon Workspace, Lakewood, Acuity, Clarity, CT Lien
Languages
English
Upper Intermediate (B2)
B2
Kannada
Native
Native
Telugu
Proficient (C2)
C2
Hindi
Upper Intermediate (B2)
B2
Timeline
Junior Underwriter
SITUS AMC
05.2021 - Current
Senior Analyst
Firstsource Solutions Ltd.
08.2016 - 04.2021
Team Mentor – Pre-Underwriting
FlatWorld Mortgage Processing Private Ltd.
06.2012 - 06.2016
B. Com -
Dr. C. V. Raman University
Diploma in E & C -
Sri Kalabhairaveshwara Polytechnic
SSLC -
BEL High School