Vipin M
Kerala
Summary
Dynamic finance professional with extensive experience at Muthoot Mercantile Limited, specialising in financial reporting and customer relations.
Overview
14
14
years of professional experience
Work History
Assistant Audit Manager – Audit and Inspection
Thiru-kochi Fincap
kochi
06.2025 - Current
- Assisted in planning and executing internal audits for financial compliance.
- Reviewed audit findings and communicated results to senior management.
- Coordinated audit schedules and managed resources effectively.
- Trained junior staff on audit processes and best practices.
- Performed risk assessment procedures to identify areas of potential risk.
- Coordinated with external auditors during annual reviews or special projects as needed.
- Documented findings from internal investigations into alleged fraudulent activities or discrepancies in financial statements.
Branch Manager
Muthoot Mercantile Limited
02.2025 - 06.2025
- Overseeing daily branch operations including customer service, sales, and financial transactions.
- Leading a team to meet and exceed business targets and customer satisfaction goals.
- Ensuring compliance with company policies and regulatory guidelines.
- Managing loan processing, gold appraisals, and recovery operations efficiently.
- Preparing periodic reports and maintaining accurate records of branch activities.
Senior Accountant
Elementary BIM Project Management Services LLC
Dubai
12.2019 - 04.2024
- Prepared monthly bank reconciliations and compiled reports for financial analysis.
- Verified, allocated, posted, and reconciled accounts payable and receivable.
- Analyzed financial information and summarized financial status.
- Assisted with tax audits and returns.
- Directed internal and external audits to ensure compliance.
Accounts Executive
Beta Surgical Company LLC
Dubai
03.2017 - 03.2019
- Recorded financial transactions and managed reconciliations.
- Coordinated with vendors and customers for financial operations.
Executive - Finance & Account Department
Minda Kyoraku Ltd.
Bangalore
01.2015 - 03.2017
- Created detailed business plans designed to attain predetermined goals and quotas.
- Managed the sales cycle from client acquisition to deal closure.
- Presented products and services to prospective clients.
- Conducted risk analyses and developed control systems to optimize operations.
Auditor - Branch Wise Internal Audit
Muthoot Fincorp Ltd.
01.2012 - 05.2014
- Analyzed and evaluated internal controls and procedures.
- Investigated discrepancies and prepared audit reports.
- Examined records, reports and compared them to company assets and liabilities.
Accounts Officer
Archana Group of Companies
11.2011 - 12.2011
- Contacted customers for account queries and updates.
- Prepared monthly reports and financial statements.
Education
Bachelor of Commerce -
El Shaddai College of Advanced Studies
Adoor, Kerala, IndiaPlus Two -
Government Boys Higher Secondary School
Adoor, Kerala, IndiaS.S.L.C -
KRKPMBHSS
Kerala, IndiaSkills
- VAT Returns and Registration
- Accounts Payable
- Accounts Receivable
- Corporate Tax Registration
- Payroll Processing
- Financial Reporting
- Account Reconciliation
- Tax Return Filing
- Month-End Processes
- Strong Communication Skills
- Customer Relations
- ERP Software (Tally & SAP)
- MS Office Suite
- Excel Proficiency
- Invoice Preparation
Disclaimer
I hereby declare that the above facts given by me are true to the best of my knowledge and belief.
Personal Information
- Date of Birth: 05/12/1990
- Nationality: Indian
Languages
- Hindi
- Malayalam
- English
Timeline
Assistant Audit Manager – Audit and Inspection
Thiru-kochi Fincap
06.2025 - Current
Branch Manager
Muthoot Mercantile Limited
02.2025 - 06.2025
Senior Accountant
Elementary BIM Project Management Services LLC
12.2019 - 04.2024
Accounts Executive
Beta Surgical Company LLC
03.2017 - 03.2019
Executive - Finance & Account Department
Minda Kyoraku Ltd.
01.2015 - 03.2017
Auditor - Branch Wise Internal Audit
Muthoot Fincorp Ltd.
01.2012 - 05.2014
Accounts Officer
Archana Group of Companies
11.2011 - 12.2011
Bachelor of Commerce -
El Shaddai College of Advanced Studies
Plus Two -
Government Boys Higher Secondary School
S.S.L.C -
KRKPMBHSS