Vipul Arora
New Delhi
Summary
Finance professional with 7 years of experience in investment research, credit risk, and financial modeling, with a strong focus on project delivery, team coordination, and client engagement. Proven ability to lead end-to-end analytical engagements, manage multiple workstreams, and ensure timely, high-quality delivery of credit, portfolio, and fund analysis. Experienced in mentoring junior analysts, driving process improvements, and serving as a key point of contact for stakeholders. Seeking a Project Lead role to leverage both leadership and hands-on execution expertise.
Overview
9
9
years of professional experience
1
1
Certification
Work History
Senior Analyst - Investment Banking
Decipher Financials
Gurgaon
05.2023 - Current
- Led end-to-end credit analysis and borrower financial modeling for new and existing counterparties, including cash-flow projections, capital structure assessment, covenant analysis, and debt servicing evaluation.
- Prepare comprehensive credit assessment reports covering business profile, industry risk, management assessment, financial risk analysis, and covenant compliance to support investment decisions.
- Develop and review equity-style fund and portfolio performance models, analyzing returns, leverage impact, management and incentive fees, realized/unrealized gains, and LP metrics (IRR, NAV, time-weighted returns).
- Manage ad-hoc work like preparing NAV, dividend and debt structure sheet for client analysis.
- Act as a key client interface, addressing queries related to credit models, portfolio performance, and reporting deliverables while meeting strict timelines.
- Train and mentor new team members, providing guidance on credit modeling, equity/fund modeling, covenant analysis, and internal quality standards.
- Contribu to process improvement initiatives, standardizing models and reporting templates to improve efficiency, accuracy, and control.
Senior Process Associate
Genpact
Noida
11.2016 - 02.2021
- Supported commercial lending teams by performing financial spreading of borrower financials (P&L, Balance Sheet, Cash Flow) and ensuring data accuracy in internal systems.
- Assisted in credit reporting for commercial lending portfolios.
- Maintained quality controls and supported senior analysts in meeting reporting deadlines.
- Contributed to team training and workflow coordination.
- Created reports on process performance metrics for senior management review.
Education
MBA - Finance
Glocal University
Saharanpur, Uttar Pradesh08-2022
Bachelor of Commerce - Finance
School of Open Learning
New Delhi, India10-2015
Skills
- Financial modeling
- Financial statement analysis
- Financial spreading
- Covenant monitoring
- Process improvement
- Credit Analysis & Credit Reporting
- Portfolio Monitoring & Covenant Analysis
- Process Improvement & Team Training
- Client Communication
- Excel VBA
Certification
Certificate in financial modeling and valuation - The WallStreet School
Timeline
Senior Analyst - Investment Banking
Decipher Financials
05.2023 - Current
Senior Process Associate
Genpact
11.2016 - 02.2021
MBA - Finance
Glocal University
Bachelor of Commerce - Finance
School of Open Learning