Virender Singh
Jaipur
Summary
Aiming to dedicate my hard work to distinguish myself as a significant contributor to the growth of an organization. Dedicated and adaptable professional with a proactive attitude and the ability to learn quickly. Strong work ethic and effective communication skills. Eager to contribute to a dynamic team and support organizational goals.
Overview
15
15
years of professional experience
Work History
ZCM (DVP Credit)
Finova Capital Private Limited
Jaipur
04.2016 - Current
- Managed credit pool of 850 crores in Rajasthan.
- Monitored credit sanction workflow for LAP, MSME, retail, and home loan cases.
- Coordinated with legal, technical, risk containment, and agency teams for file and docket processing.
- Managed operations across 70 branches, Lead team of 85 qualified RCM, Sr. ACM, ACM, CCM, and BCM staff across Rajasthan.
- Performed personal discussions, customer interactions, business visits, and verification of thorough loan appraisal and servicing.
- Helped reduce credit loss risk while maintaining effective processes for sales and profitability.
- Supported hiring, training, and professional development to build a productive team.
- Worked with IT and internal teams to improve credit scoring, data analytics, and portfolio management tools.
- Built teamwork across credit, sales, collection, and administration functions.
- Oversaw vendor relationships to facilitate prompt credit report submissions.
- Executed internal audits of credit and loan procedures and assessed lender portfolios for risk indicators.
- Oversaw the disbursement process for smooth business flow across the company.
- Reviewed loan proposals, credit files, and risk controls for financial services compliance.
- Directed branch leaders on customer acquisition, underwriting standards, and service quality..
- Guided staff on policy updates, approval workflows, and customer escalation handling.
- Built relationships with key customers to ensure satisfaction and loyalty.
- Resolved conflicts among employees or departments in a timely manner while maintaining professionalism.
- Reviewed sales reports to track progress against goals.
Finance & Credit
Mentor Home Loans India Limited
Jaipur
03.2012 - 03.2016
Education
CS -
Institute of Company Secretaries of India
LLB -
University of Rajasthan
JaipurMBA - Finance
Jaipur National University
JaipurB.Com -
University of Rajasthan
Jaipur10+2 (CBSE) -
Army Public School
JaipurSkills
- Credit underwriting
- Risk assessment
- Loan appraisal
- Credit policy
- Regulatory compliance
- Portfolio management
- Branch management
- Team leadership
- Problem solving
Personal Information
- Date of Birth : 1992-06-06
- Gender : Male
- Marital Status : Married
- Father's Name : Mr. Jagram Singh( Retd. Army Personal )
Professional Snapshot
Over 14 years and above experience in Credit, Team Handling, Operation, Customer Service and Branches handling.
Accomplishments
- Top Performer Award Consecutive since last 6 years Pan India
Training Programmes
- Completed Management Skills Orientation Programme, Professional Development Programme & Executive Development Training Programme
- Successfully completed RS-CIT Course, 100 hours training programme from V-MOU, Kota regarding understanding of information technology in corporate environment
- Successfully completed 90 hours training programme from Aptech, Jaipur.
Timeline
ZCM (DVP Credit)
Finova Capital Private Limited
04.2016 - Current
Finance & Credit
Mentor Home Loans India Limited
03.2012 - 03.2016
CS -
Institute of Company Secretaries of India
LLB -
University of Rajasthan
MBA - Finance
Jaipur National University
B.Com -
University of Rajasthan
10+2 (CBSE) -
Army Public School