Vishal Gaur

1. CF (Cars24 Fund)

• Checking the compliance and circulation of RBI with respect to the KYC, AML, and internal documents of files.
• Responsible for all operations processes of using a car.
• Loan (Digital Retail Lending Business)
• Ensuring policy adherence and meeting the TAT of DRL.
• KYC Due Diligence.
• VKYC process (Digital Program)
• Checking field investigation (VPD).
• To check the Credit Appraisal Memo (CAM).
• Checking banking AQB.
• Checking Disbursal Memo.
• Checking the RCU part.
• Checking the CKYRC checker part.
• Generated NOC/CNG NOC.
• Pre-audit and internal audit.
• Handling Compliance Issues.
• Check the accuracy of the loan agreement file, and maintain minimal errors in the audit.
• Checking all approvals, deviations, and deferral docs.
• Maintain the MIS report and publish it by EOD.
• Review of the internal policies adopted by the company in line with the applicable RBI Master Directions.
• Good understanding of the RTO kit.

2. Unnati Dealer (Dealer Fund)

• Creating agreements and ensuring they are duly signed by the dealers
• Providing timely resolutions to dealer queries and concerns.
• Performing ENACH activities for further processing.
• Preparing and organizing all necessary documents to complete the dealer onboarding process.