Summary
Overview
Work History
Education
Skills
Accomplishments
Interests
Extra Curricular
Timeline
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VISHAL KANGIRANKATTA M

VISHAL KANGIRANKATTA M

SENIOR CREDIT ANALYST
Bengaluru,KA

Summary

Professional with 8 years of experience across corporate and government sectors, specializing in operations, administration, documentation, and stakeholder coordination. Proven ability to work in structured, high-responsibility environments, manage sensitive matters, and deliver results under pressure. Known for integrity, adaptability, and a strong sense of public and organizational responsibility.

Overview

8
8
years of professional experience
4
4
Languages

Work History

Junior Assistant

Andhra Pradesh State Government
03.2024 - 01.2026

unior Assistant – Judicial Department, Kadapa

(District Judiciary / Court Establishment)

  • Assisted in court administration and establishment work, ensuring smooth day-to-day judicial operations.
  • Processed and maintained case files, registers, petitions, and judicial records in accordance with prescribed procedures.
  • Handled inward and outward correspondence, notices, summons, and official communications.
  • Supported preparation, scrutiny, and movement of judicial files, execution petitions, and service matters.
  • Coordinated with Judicial Officers, Court Staff, Advocates, and Government Departments for timely compliance.
  • Updated and verified cause lists, case status, and record indexing under supervision.
  • Assisted in record management, filing, and retrieval while ensuring confidentiality and accuracy.


Senior Credit Analyst

Alphastream Technologies Pvt. Ltd
03.2023 - 11.2023
  • Complied with internal controls and government regulations.
  • Analyzed customer data such as financial statements to determine level of risk involved for extending credit.
  • Offered insight to upper management regarding credit decisions.
  • Prioritized tasks to meet or exceed timelines and supervised multiple responsibilities at same time.
  • Utilized strong communication and interpersonal skills to obtain necessary financial information from customers.
  • Enhanced portfolio performance through regular monitoring of credit exposure, industry trends, and market conditions.
  • Supported junior analysts with training sessions on advanced analytical techniques, fostering an environment conducive to learning and professional growth.

Research Analyst

Equity Research Analyst
09.2017 - 09.2022
  • Analyzed large volume of data to identify patterns, trends and correlations.
  • Conducted in-depth qualitative and quantitative research to identify trends and generate insights.
  • Supported senior management in making informed decisions by delivering timely and accurate research findings.
  • Created and maintained database to store research data.
  • Improved data accuracy by conducting in-depth research and analysis on industry trends and market behavior.
  • Participated in data mining activities to uncover insights from various sources.
  • Increased client satisfaction by providing customized research solutions tailored to their unique business needs.
  • Optimized research methodologies through continuous improvement initiatives, enhancing overall process efficiency.
  • Streamlined internal workflows by automating data collection, analysis, and reporting tasks.
  • Interpreted data and made recommendations from findings.
  • Contributed to substantial increase in competitive intelligence, synthesizing data from various sources to provide comprehensive market overviews.

Education

B.com(Computers) -

Badruka College of Commerce
Hyderabad, India
04.2001 -

Bachelor of Arts -

Narayana Junior College
Hyderabad, India
04.2001 -

S.S.C -

Frobels Garden High School
Hyderabad, India
04.2001 -

Skills

Financial statement analysis

Accomplishments

1.BLUE RIBBON AWARD

  • Awarded Blue Ribbon Award for Exceptional performance in 2022.


Interests

Literature and Non Fictional Reading

Legal and General Reading

Music Appreciation

Fitness and Wellness

Extra Curricular

Volunteer Experience

National Service Scheme (NSS) – Non-Profit Organization
Volunteer | Community Health & Awareness Program

  • Volunteered with NSS during college to support a Polio Vaccination Awareness Campaign, acting as Ward In-Charge for door-to-door outreach, coordination, and successful completion of the immunization drive.

Timeline

Junior Assistant

Andhra Pradesh State Government
03.2024 - 01.2026

Senior Credit Analyst

Alphastream Technologies Pvt. Ltd
03.2023 - 11.2023

Research Analyst

Equity Research Analyst
09.2017 - 09.2022

B.com(Computers) -

Badruka College of Commerce
04.2001 -

Bachelor of Arts -

Narayana Junior College
04.2001 -

S.S.C -

Frobels Garden High School
04.2001 -
VISHAL KANGIRANKATTA M SENIOR CREDIT ANALYST