Summary
Overview
Work History
Education
Skills
Accomplishments
Personal Information
Languages
Hobbies and Interests
Disclaimer
Timeline
Generic

Vishal Vijan

Mohali

Summary

Seeking an opportunity to utilize my work experience, knowledge & qualification in an optimum manner, to go with objectives of Hard Work, Value Addition, Innovation, Team spirit, and Professionalism. Further, to leverage my education and work experience to help a business organization grow.

I am a quick learner and always keen to learn new things and have adaptability to change. Having great co-ordination with team members and believe in team spirit. Also very good liaising with all members of other departments which results speedy resolution/processing of requests Efficient to work under pressure and like challenges. Strong commitment to quality and service as well. Optimistic attitude towards life. Strong will- power and self-motivating. Creative and always ready to perform a challenging task. Believes in keep shining in all fields of work & life Detail-oriented Internal Auditor with well-established knowledge of control process validation. Trained in [Type] audits with understanding of [Area of expertise]. Known for great attention to detail, exemplary auditing skills and commitment to excellence. Accomplished auditing professional polished in risk mitigation and cost reduction strategies. Completes audits for clients in diverse industries and executes planning strategies to enhance financial positions. Focuses on delivering high-quality results and producing exceptional work. Systematic Auditor possessing impressive accounting and financial analysis expertise. Creates internal auditing systems and reviews and reconciles customer, vendor and ledger balances. Knowledge of accounting practices, policies and current regulations. Hardworking employee with customer service, multitasking and time management abilities. Devoted to giving every customer a positive and memorable experience. Ambitious, career-focused job seeker, anxious to obtain an entry-level [Job Title] position to help launch career while achieving company goals.

Overview

3
3
years of professional experience

Work History

Regional SPOC for CST (Central Surveillance Team)

Yes Bank Ltd.
Chandigarh
04.2021 - Current
  • Reviewed and evaluated internal control systems, financial records, and accounting systems to ensure accuracy of information.
  • Conducted risk assessments to identify potential areas of fraud or non-compliance.
  • Performed regular reviews of the company's operations for compliance with laws and regulations.
  • Reviewed and evaluated process audit documentation to ensure accuracy and compliance with standards.
  • Developed and implemented corrective action plans for discrepancies identified during the auditing process.
  • Monitored progress of corrective actions taken by departments to address issues identified during audits.

DBBL (deputy branch business lealer) – Operations head

Yes Bank Ltd.
Karnal & Ambala
- 01.2018
  • Accountable for the Branch Operations, Customer Service, Audit, Compliance & Branch Administration Functions
  • Accountable for Lobby Management / Cash Management / MIS & Reporting
  • Accountable for Branch Health Score Card (BHSC) and Q&D (first time right of account opening and customer requests)
  • Accountable for training of all staff in the branch about relevant subjects, processes, documentation, regulations
  • Accountable for Cross sell participation of my full team in all products.

Service Manager (BOM)

Kotak Mahindra Bank Ltd.
Patiala
  • Responsible for branch operations, customer engagement/service, Audit & Compliance
  • Also responsible for scoring good score in First Pass
  • (FTR in Account Opening)

Branch Service Partner and also worked as a backup to operations head

Yes Bank Ltd.
Ludhiana
  • Responsible for all back-end and front desk branch operations, Funds Management, Clearing Nostro Reconciliation, Customer Queries etc
  • Effective monitoring of Monthly Reporting, GL Suspense Accounts and call back of all posted entries on daily basis.

Jr. Officer

ADFC PVT. LTD. (An associate of HDFC BANK LTD.)
Mandi Gobindgarh
  • Handle all back end operations activities like Clearing (I/w & O/w), CMS, Funds Management, Clearing Nostro Reconciliation, MIS compilations etc.

Computer Operator

Punjab Oil Mills Pvt. Ltd.
Khanna
  • Posting day to day accounting entries in the Shakun (Accounting Package)
  • Preparing MIS Reports for better business analysis
  • Record keeping of all files, important documents etc
  • Responsible for salary distribution among all the employees of the company
  • Preparing trial balance, balance sheets etc.

Education

M.B.A. -

Vinayaka Mission University

B.Com -

Panjab University

10+2 (Commerce) -

A.S. Sen. Sec. High School

10th -

Adarsh High School

Skills

  • Quick learner
  • Adaptability to change
  • Team spirit
  • Liaising
  • Working under pressure
  • Challenges
  • Commitment to quality
  • Service
  • Optimistic attitude
  • Self-motivating
  • Creativity
  • Internal Auditing
  • Operational Excellence
  • Internal Controls
  • Process evaluations
  • Compliance Monitoring

Accomplishments

  • More than 100% achievement in defined KRA during the tenor in the current role.
  • Maximum ‘Good’ Rated branches in Internal Audit for the region.
  • Appreciated number of times by Cluster & Regional heads for delivering good quality support to branches during & post reviews.
  • During my previous roles with Yes Bank:
  • The average BHSC (Branch Health Score Card) since the DOJ has been kept at >92%. (Karnal-Cluster hub branch)
  • In terms of business generation, Karnal branch was amongst the few branches in whole region with 100% team activation in MLI (Max Life Insurance) business in Q4 FY 16.
  • Karnal branch scored “GOOD” Audit Rating in all the Internal Audits since the date of joining.
  • Appreciated number of times for full team contribution in cross selling among different running products.

Personal Information

  • Date of Birth: 02/28/79
  • Gender: Male
  • Nationality: Indian
  • Marital Status: Married

Languages

English, Hindi & Punjabi

Hobbies and Interests

Playing & Watching Cricket, Listening to music

Disclaimer

I hereby declare that the above-mentioned information is correct up to my knowledge and I bear the responsibility for the authenticity of the above-mentioned particulars.

Timeline

Regional SPOC for CST (Central Surveillance Team)

Yes Bank Ltd.
04.2021 - Current

DBBL (deputy branch business lealer) – Operations head

Yes Bank Ltd.
- 01.2018

Service Manager (BOM)

Kotak Mahindra Bank Ltd.

Branch Service Partner and also worked as a backup to operations head

Yes Bank Ltd.

Jr. Officer

ADFC PVT. LTD. (An associate of HDFC BANK LTD.)

Computer Operator

Punjab Oil Mills Pvt. Ltd.

M.B.A. -

Vinayaka Mission University

B.Com -

Panjab University

10+2 (Commerce) -

A.S. Sen. Sec. High School

10th -

Adarsh High School
Vishal Vijan