Vishesh Pal Singh Khichi
Credit manager
Jodhpur,RJ
Summary
Detail-oriented professional specializing in credit risk assessment and financial analysis. Expertise in developing robust credit policies and enhancing risk management strategies. Proven track record of improving financial performance through effective risk mitigation.
Overview
4
4
years of professional experience
Work History
Credit Manager
Vaikuntham Corporate Advisory and Consultancy Services Private Limited
Jodhpur
09.2025 - 03.2026
- Managed credit assessments to identify and mitigate risks in client accounts, resulting in enhanced credit quality.
- Developed credit policies and procedures, strengthening risk management strategies and compliance.
- Collaborated with sales teams, analyzing customer creditworthiness for informed decision-making.
- Monitored outstanding debts and coordinated collections efforts, improving recovery rates.
- Conducted regular audits of credit files, ensuring compliance and record accuracy.
Flight Attendant
Cathay Pacific Airways Limited
Hong Kong
04.2024 - 09.2025
- Delivered premium in-flight service on long-haul and regional routes while promoting high-value offerings.
- Executed sales of duty-free products, meal upgrades, and ancillary services, contributing to consistent achievement of monthly sales targets.
- Resolved guest complaints, converting dissatisfied passengers into loyal repeat customers through effective communication and personalized service.
- Defused two critical incidents, ensuring passenger safety while maintaining high service quality standards.
- Conducted safety and security checks in compliance with FAA and IATA standards.
- Updated certifications in safety, first aid, and service excellence to enhance compliance and service delivery.
Hospitality Attendant
Marriott International
Jaipur
12.2022 - 12.2023
- Oversaw VIP guest experience, delivering exceptional hospitality services to enhance guest satisfaction.
- Upsold food and beverage packages, event services, and premium room upgrades to elevate guest satisfaction.
- Coordinated with sales and events teams to optimize banquet bookings, resulting in increased client engagement.
- Managed event logistics, inventory supply, and interdepartmental coordination for seamless event execution.
Human Resource Professional
ITC Narmada
Ahmedabad
05.2022 - 08.2022
- Conducted interviews to evaluate applicants' work history, education, and relevant job skills.
- Streamlined talent acquisition through candidate interviews and management of onboarding processes.
- Collaborated with departmental heads to develop and revise job descriptions for new positions.
- Coordinated company events, including team-building activities and 'Fun Friday' programs, to boost employee engagement.
Human Resource Intern
The Leela Palace
New Delhi
12.2021 - 03.2022
- Identified top talent through candidate interviews and coordinated onboarding to enhance new hire preparedness and engagement.
- Screened resumes and scheduled interviews for prospective candidates to streamline recruitment process.
- Coordinated onboarding sessions for new hires to facilitate smooth integration and foster positive initial experiences.
- Processed new hire paperwork and conducted orientations to support seamless transitions into the organization.
- Managed employee records using HR software to maintain accurate data and compliance.
Education
MBA - Finance
Symbiosis International University
Pune03-2026
Bachelors - Hospitality & Hotel Administration
State Institute of Hotel Management
Jodhpur01-2020
Senior Secondary -
National Institute of Open Schooling
Rajasthan 01-2019
Secondary -
Air Force School
Jodhpur01-2018
Skills
- Credit risk analysis
- Financial reporting
- Regulatory compliance
- Risk management
- CRM management
- Sales techniques
- Negotiation skills
- Team collaboration
- Event coordination
Accomplishments
- Awarded 7 Service Excellence recognitions within 1 year at Cathay Pacific Airways.
- Letter of Recommendation from ITC Narmada for Excellence in Training & Development.
- Certificate of Dedication from Thar Oasis Resort & Camp.
- All India Rank (AIR 3096) in NCHMCT JEE.
- Mr. Fresher at Jai Narayan Vyas University.
- Cultural Secretary of the Student Council at Air Force School.
Timeline
Credit Manager
Vaikuntham Corporate Advisory and Consultancy Services Private Limited
09.2025 - 03.2026
Flight Attendant
Cathay Pacific Airways Limited
04.2024 - 09.2025
Hospitality Attendant
Marriott International
12.2022 - 12.2023
Human Resource Professional
ITC Narmada
05.2022 - 08.2022
Human Resource Intern
The Leela Palace
12.2021 - 03.2022
MBA - Finance
Symbiosis International University
Bachelors - Hospitality & Hotel Administration
State Institute of Hotel Management
Senior Secondary -
National Institute of Open Schooling
Secondary -
Air Force School