Vishhal Wagmare
Banking
Pune
Summary
A dynamic professional career with 21 years of experience in Retail Banking, KYC & Compliance, Core operations, Corporate Recovery & Faculty (IDBI Learning Centre). Good Process knowledge of core banking products like operations, cash management, clearing unit, customer, Zonal and Branch service and sales.
Overview
21
21
years of professional experience
3
3
Languages
Work History
Assistant General Manager
IDBI Bank Ltd
06.2019 - Current
- Dealing with Corporate NPA/TWO cases
- Referring the cases to NCLT/DRT/DRAT and further follow up
- Recovery through SARFAESI action
- Attending CoC meetings of NCLT cases
- Attending consortium meetings
- Pushing the borrower through all available legal avenues to bring him for OTS
- Presentation of various recovery related proposals to committees for approval
- MIS and other operational part related to NPA/TWO accounts and reporting to HO
- Audit Compliances
- Highest corporate recovery consecutively for three years
Zonal Business Development Manager
IDBI Bank Ltd
08.2017 - 06.2019
- Currently handling Zonal Retail Business of Mumbai and Nashik Region having 145 retail branches
- Business development and Device action plan for the Branch as to ensure achievement of allocated targets for assets as well as liabilities and Fee Based Income
- Provide support and guidance for new product launches
- Give feedback on a continuous basis to Zonal Head, Business developments in the area, such as competition, product acceptability, comparison with competitor’s position, natural or other developments affecting business etc
- Laisoning with Government offices and Mantralya for sourcing Govt
- Business
- Have sourced Retail saving business of Rs.650 crore with the period of 6 months and all accounts sourced are perennial
- Few of the accounts are: Directorate of Municipal Administration, District Planning Officer.Bandra, Navi Mumbai Municipal Transport, Maharashtra State Livelihood Mission, Mangrove Foundation Cell, District Planning Officer.Palghar etc
- Appreciation mails from Zonal Head sourcing for this outstanding performance
Assistant General Manager (Borivali -Branch Head)
IDBI Bank Ltd
06.2014 - 08.2017
- Handled a branch having 500 crore Asset & Liability Portfolio
- Resourcefully handling the team of 15 staff
- Establish the business relationship with Large Corporate and HNI’s
- Devising and implementing a customer acquisition and retention program me
- Successfully achieved all the targets of Third party products
- (Insurance, Mutual Fund & General Insurance.)
- Ensuring the materialization of the business procured and also the disbursement of sanctioned limit, Sanction of proposals as defined in DOP
- Authorization of disbursements as per the DOP, Provide assistance and guidance in post sanction Monitoring, Collection and Recovery
- Ensure that the Service Operation Managers (SOM) prepare all MIS returns both internal and regulatory in time and Monthly Control Returns
- Coordinating with CPC and RAC for materialization of the business procured
- Adhere to regulatory compliance and banks internal policies and procedures
- KYC of account opening
- Ensure compliance of audit remarks at Branches
- Manpower planning and performance appraisal
- Develop alternative channels for sourcing, collection and recovery
- Ensure full team is committed and customer focused in their approach
- Identify and address training needs of the team members on an on-going basis
- Secured 25th position in Pan India in MSME Business
- Exceptional Performance in TPD Business Branch Head Category
- Awarded Best Leader in Capital Market Business
- Outstanding performance in Retail Asset
Assistant General Manager (Corporate Centre)
IDBI Bank Ltd
07.2013 - 06.2014
- Handled corporate banking textile department
- Responsible for liasoning the textile ministry department for getting interest subsidy
- Ensuring timely submission of data for interest subsidy on textile units
- Successfully handled the profile and ensure smooth functioning of the department
Manager / Assistant General Manager (Vishrantwadi -Branch Head)
IDBI Bank Ltd
05.2012 - 07.2013
- Sourcing of CASA and Asset Business
- Resourcefully handling the team of 12 staff
- Establish the business relationship with HNI’s
- Devising and implementing a customer acquisition and retention program me
- Cross selling of Third party products
- (Insurance, Mutual Fund & General Insurance.)
Manager (Relationship Manager)
IDBI Bank Ltd
02.2009 - 05.2012
- Implement action plan to achieve the sales target of the Branch in consultation with Branch Manager (BM)
- Sourcing of CASA business
- Ensure customer acquisition, closure of leads generated and customer retention
- Focal point of contact for the customers
- Building and maintaining healthy business relationships with customers, ensuring high customer satisfaction matrices and sell various banking products and services
- Portfolio management of clients
- Sourced Maximum MF business and was Top 10 RM pan India
- Sourced Maximum number of HNI accounts during my tenure of RM
- Awarded as a Best Relationship Manager of the Region
Assistant Manager (Centralized Operation)
IDBI Bank Ltd
08.2003 - 02.2009
- Handled Centralized Clearing Operation (inward / outward cheques)
- Handled Offsite ATM’s for Pune Region
- Cash Management for 7 branches
- Handled Nodal branch for Government Business
- In Charge of Franking Business
- Overall management of administrative and staff related activities
- Vendor agreements and payments of bills management
- Coordinating and participating/ attending the meetings/ standing committee meeting in Pune clearing house (UBI) representing IDBI bank
- Generated Rs.20 lakh fee income by Franking Business
- Qualified for incentive from Operations Department
- Top performer consecutively for 6 years
Education
Master of Commerce - Advance Banking
University of Pune
Bachelor of Commerce - Banking and Finance
University of Pune
JAIIB - Junior Associate of the Indian Institute of Bankers
Indian Institute of Banking and Finance
Anti-Money Laundering and Know your Customer - undefined
Indian Institute of Banking and Finance
Business Management - undefined
Indian Council for Technical Research and Development
Certified Cyber Security Expert - undefined
PLINO
PFMS & PFMS –EAT Module - undefined
Institute of Government Accounts & Finance
Skills
Business strategies
Team building
Leadership
Customer acquisition
Customer retention
Staff development
Coaching
Mentoring
Ability to work under deadlines
Interpersonal skills
Relationship building
Business planning
Strategic visioning
Tactical execution
Cost estimating
Budgeting
Expense control
Resourcing decisions
Capacity planning
Proficient with MS Office
Electronic business banking system
WMS
Training programs
Consumer banking
Third party products
Mutual funds
Structured products
Insurance products
Banking products
Operational process flows
Current accounts
Savings accounts
Term deposits
Loans
Cards
Personal Information
- Date of Birth: 04/30/80
- Marital Status: Married
Timeline
Assistant General Manager
IDBI Bank Ltd
06.2019 - Current
Zonal Business Development Manager
IDBI Bank Ltd
08.2017 - 06.2019
Assistant General Manager (Borivali -Branch Head)
IDBI Bank Ltd
06.2014 - 08.2017
Assistant General Manager (Corporate Centre)
IDBI Bank Ltd
07.2013 - 06.2014
Manager / Assistant General Manager (Vishrantwadi -Branch Head)
IDBI Bank Ltd
05.2012 - 07.2013
Manager (Relationship Manager)
IDBI Bank Ltd
02.2009 - 05.2012
Assistant Manager (Centralized Operation)
IDBI Bank Ltd
08.2003 - 02.2009
Master of Commerce - Advance Banking
University of Pune
Bachelor of Commerce - Banking and Finance
University of Pune
JAIIB - Junior Associate of the Indian Institute of Bankers
Indian Institute of Banking and Finance
Anti-Money Laundering and Know your Customer - undefined
Indian Institute of Banking and Finance
Business Management - undefined
Indian Council for Technical Research and Development
Certified Cyber Security Expert - undefined
PLINO
PFMS & PFMS –EAT Module - undefined
Institute of Government Accounts & Finance