Summary
Overview
Work History
Education
Skills
Languages
Certification
Websites
Timeline
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Vishista Kommera

Hyderabad

Summary

Versatile and result-driven Technology lead with over 12 years of expertise in the financial services sector, specializing in digital solutions, middleware architecture, and open-source modernization. Proven track record of leading end-to-end development of scalable, secure APIs and microservices for mission-critical banking and lending systems and adept at quickly learning and adapting to new technologies. Experienced in managing and mentoring cross-functional engineering teams, ensuring high quality delivery, technical upskilling and team alignment with business goals

Overview

12
12
years of professional experience
1
1
Certification

Work History

Technology Lead

IDFC First Bank
Hyderabad
08.2021 - Current
  • Lead a team of 5 engineers developing middleware that supports loan onboarding, credit evaluation, and disbursement.
  • Architected event-driven microservices, enabling real-time underwriting with external integrations.
  • Implemented scalable messaging backbone(Kafka) to facilitate asynchronous loan application processing.
  • Enabled and coordinated with 5+(AngelOne, PhonePe, CRED, GROWW etc) lending partners to launch digital journeys using the bank's APIs, supporting loan origination, eligibility, disbursal, and real-time status tracking.
  • Led the design and implementation of middleware APIs supporting penny drop and physical NACH mandate workflows, critical to partner-driven digital lending use cases.
  • Drove project delivery efficiency, reducing average delivery times by 30% through Agile methodologies and project management using JIRA.
  • Spearheaded the migration of digital lending APIs from the Mulesoft stack to the Java Spring Boot stack to improve maintainability, performance, and reduce licensing costs.
  • Cultivated a learning-driven team culture, leading to significant improvements in employee satisfaction and retention.
  • Designed and developed VCIP and Account Aggregator API journeys to digitize customer onboarding, income analysis, and credit decisioning for lending partners.
  • Involved in the migration of APIs from on-prem to AWS EKS cluster.

Senior Associate

DBS Asia Hub2 Pvt Ltd
Hyderabad
11.2017 - 08.2021
  • Orchestrated shift of infrastructure from Solaris to Linux VM environment.
  • Spearheaded migration from proprietary enterprise tools to open-source technologies (TIBCO EMS to Apache AMQ, Oracle to MariaDB) to optimize licensing costs, with minimal disruption to services.
  • Managed large-scale, high-impact projects, such as the migration of Customer Information Systems (CIS) mainframe systems to open systems using Global APIs, minimizing channel impact, and improving system performance.
  • Migrated TIBCO BusinessWorks (BW) integration process to Spring microservices, helping the organization modernize its middleware platform, and reducing vendor lock-in.
  • Enhanced customer service platforms in India, streamlining customer service operations and contact center features.

Associate Consultant

TIBCO Software
Hyderabad
09.2015 - 11.2017
  • Developed SOAP-based APIs for TUI to support booking services, enabling seamless integration.
  • Exposed APIs to Skyscanner for TUI Airways to facilitate real-time flight availability, pricing, and booking integration.
  • Developed Post Booking Orchestration APIs to integrate various systems.

Technology Associate

Sapient Nitro (Publicis Sapient)
Banglore
06.2013 - 09.2015
  • Developed batch processing applications for inventory updates for FnF (Tesco e-commerce platform)
  • Provided Level 2 (L2) production support, including incident triaging, root cause analysis, and coordination with development teams for permanent fixes

Education

PGP Diploma in Data Science

INSOFEE
Hyderbad
10-2019

Information And Communication Technology

DA-IICT
Gandhinagar
05-2013

Skills

  • API design and development
  • Project management
  • Event-driven systems
  • Migration
  • Agile methodologies
  • Team leadership
  • Kong Gateway
  • Spring Boot
  • Mulesoft
  • TIBCO
  • Kafka
  • AWS Services

Languages

Telugu
First Language
English
Advanced (C1)
C1
Hindi
Advanced (C1)
C1

Certification

  • Mulesoft Certified Developer

Timeline

Technology Lead

IDFC First Bank
08.2021 - Current

Senior Associate

DBS Asia Hub2 Pvt Ltd
11.2017 - 08.2021

Associate Consultant

TIBCO Software
09.2015 - 11.2017

Technology Associate

Sapient Nitro (Publicis Sapient)
06.2013 - 09.2015

PGP Diploma in Data Science

INSOFEE

Information And Communication Technology

DA-IICT

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Vishista Kommera