Summary
Overview
Work History
Skills
Accomplishments
Education
Expertise
Strength
Weakness
Causes
Timeline
Declaration
OperationsManager
Vishnu A R

Vishnu A R

Operations Analyst
Malappuram ( Dis),Kerala

Summary


Worked with Ford Motor Credit company as a Funding Analyst from May 2016 to Feb 2021 and as a Compliance Analyst from Mar 2021 to Dec 2022. Have working knowledge in Financial Services, Loans and Originations. Over the years I used my analytical and communication skills on processing and extracting financial data and documented, responded to queries and analyzed or suggested a course of action.

Overview

2
2

Years of compliance analysis experience

5
5

Years of funding analysis experience

Work History

COMPLIANCE ANALYST

FORD MOTOR CREDIT COMPANY
CHENNAI
02.2021 - 12.2022


Primary responsibility is to perform the Quality Assurance Testing in the vehicle loan accounts processed by credit analysts and to provide objective observations based on the testing performed as well as document the same


Other responsibilities:


  • Verified all the procedural updates and cascaded it among the team members and made sure everyone were having the same understanding
  • Reviewed Quality Assurance testing reports to identify trends and key risk areas and helped Credit Analysts to mitigate their errors
  • Able to handle confidential and sensitive data of customers with appropriate discretion
  • Met SLA for all of the months with more than 99.50% accuracy and minimal supervision
  • Prepared productivity metrics for senior management
  • Worked with Credit Analysts, QA management team and other relevant stakeholders as appropriate in order to streamline the process and demonstrated strong interpersonal skills
  • Worked in night shifts as well as extra hours as and when required.

FUNDING ANALYST

FORD MOTOR CREDIT COMPANY
CHENNAI
05.2016 - 02.2021


Primary responsibility is to review the vehicle loan applications from individuals/commercial institutions and ensure everything is within compliance and release the funds or follow up with missing documents or suggest to make corrections with existing documents.


Other responsibilities:


  • Met SLA for all of the months with more than 99.50% accuracy and minimal supervision
  • Processed Loan Contract, Credit Application, Title Application,
  • Insurance Documents, PII Documents and Add-on Documents and abstracted critical data
  • Made follow-up on deficient/discrepant documentation with relevant stakeholders
  • Exceeded the productivity as per the specified target with adherence to the quality control standards
  • Verified all the procedural updates and cascaded it among the team members and made sure everyone were having the same understanding
  • Trained more than 40 employees in the organisation and continuously monitored their performance and understanding of the process
  • Conducted a series of learning and sharing sessions which helped the team to increase their knowledge and reduce dependency on others
  • Worked with data privacy control team and made sure the personal identifying information of the customers are maintained safely by doing internal team audits as well as cross team audits on weekly basis.

ACCOUNTING ASSISTANT

CHETHANA FORMULATIONS PVT LTD
Perinthalmanna, Kerala
05.2015 - 04.2016


This is a Pharmaceutical Company. My job was both clerical as well as accounting. As an Accountant, I was responsible for posting General Accounting transactions using Tally 9.0. Moreover, I assist some of the clerical works whenever there is a requirement.


My Responsibilities include:


  • Post journal entries to ensure all business transactions are recorded accurately (Sales/Purchase, Receipt/Payments/Contra)
  • Reconciliation of bank accounts with company's receipts and payments account
  • Managing Petty Cahbook, Payroll, Salary Slip, Cheque Drawing,
  • Handling phone calls from third parties and stakeholders
  • Issuing Form 8F and C-Form for Inter-state Purchases
  • Responsibly obtained the new legal document/certificates or the renewal of the same by collaborating with the government authorities
  • Responsibly collaborated with different banks in the locality to collect or deposit cash, submission of the check from debtors into the bank etc.

Skills

    MS Office

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Accomplishments

  • Top Achiever employee rating for the year 2020-2021 for handling the SME role efficiently as well as exceeding the productivity and quality targets.
  • Asia Pacific Award - Ford Motor Credit Company – Dec -2020 for wonderful support and great efforts in Discounting launch activities and for maintaining good productivity and quality.
  • Ford Credit Functional Excellence Award - Ford Motor Credit Company Dec- 2018 for significant contribution towards the successful launch of US retail funding process for Texas, Florida and California with good quality and efficient productivity.
  • Ford Credit Functional Excellence Award - Ford Motor Credit Company Sep- 2019 for significant contribution towards excellent team effort in handling the highest volume in a month for Canada discounting with good quality.

Education

BBA - Finance And Management Studies

PT M Govt College, Perinthalmanna
Malappuram Dis, Kerala
06.2010 - 03.2013

Expertise

  • Funding
  • Originations
  • Financial Services

Strength

  • Accuracy
  • Flexibility
  • Team Player

Weakness

Meticulous way of processing sometimes resulted in keeping myself away from topping the productivity metrics.

Causes

Blood Donor

KSACS - Kerala State AIDS Control Society

Jan 2010

Social Services

Donated blood during the voluntary blood donation camp conducted on 28/10/2010

SMHSS School, Pariyapuram

Blood Donor

KSACS - Kerala State AIDS Control Society

Jan 2010

Social Services

Donated blood during the voluntary blood donation camp conducted on 31 Oct 2012

District Hospital Blood Bank, Perinthalmanna

Volunteer

Ford Motor Company

Sep 2022

Education

Gave educational materials to kids who were in need as part of Ford Global Caring Month

Timeline

COMPLIANCE ANALYST

FORD MOTOR CREDIT COMPANY
02.2021 - 12.2022

FUNDING ANALYST

FORD MOTOR CREDIT COMPANY
05.2016 - 02.2021

ACCOUNTING ASSISTANT

CHETHANA FORMULATIONS PVT LTD
05.2015 - 04.2016

BBA - Finance And Management Studies

PT M Govt College, Perinthalmanna
06.2010 - 03.2013

Declaration

I hereby confirm and declare that all the statements made, and information provided by me in this resume is true, correct and complete to the best of my knowledge and belief.


Sincerely,

Vishnu A R

Vishnu A ROperations Analyst