Sidharthan K
Shoranur
Summary
Results-driven Front Line Officer with expertise in managing overdue accounts, achieving a 30% reduction in outstanding debts. Proven negotiation skills enhance recovery rates while ensuring compliance with regulatory standards.
Overview
1
1
Certification
Work History
FRONT LINE OFFICER
L&T FINANCE PVT LTD
- Managed and followed up on overdue accounts, reducing outstanding debts by 30% within a year.
- Handled daily collection calls and emails to clients and businesses.
- Negotiated payment plans and settlements with customers, improving recovery rates.
- Maintained accurate records of all interactions and transactions using ERP software.
- Coordinated with legal and finance teams to escalate unresolved accounts.
LOAN DOCUMENTION EXICUTIVE
HDFC BANK
- Assessed and analyzed loan applications including personal, home, and business loans.
- Verified KYC, income documents, and credit history to determine eligibility.
- Recommended loan approvals or rejections with clear justifications.
- Ensured compliance with RBI and company credit policies.
- Coordinated with sales and legal teams for document collection and disbursals.
Education
B.COM -
UNIVERSITY OF CALICUT
Skills
- Loan Documentation & Processing
- Compliance & Regulatory Knowledge
- KYC/AML Verification
- Mortgage & Personal Loan Handling
- Client Coordination
- Data Entry & Accuracy
- Document Review & Verification
Certification
Certificate In Accounting (Tally with GST), Kerala State Rutronix
Timeline
FRONT LINE OFFICER
L&T FINANCE PVT LTD
LOAN DOCUMENTION EXICUTIVE
HDFC BANK
B.COM -
UNIVERSITY OF CALICUT
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