Sidharthan K

Shoranur

Summary

Results-driven Front Line Officer with expertise in managing overdue accounts, achieving a 30% reduction in outstanding debts. Proven negotiation skills enhance recovery rates while ensuring compliance with regulatory standards.

Overview

Certification

Work History

FRONT LINE OFFICER

L&T FINANCE PVT LTD

Managed and followed up on overdue accounts, reducing outstanding debts by 30% within a year.
Handled daily collection calls and emails to clients and businesses.
Negotiated payment plans and settlements with customers, improving recovery rates.
Maintained accurate records of all interactions and transactions using ERP software.
Coordinated with legal and finance teams to escalate unresolved accounts.

LOAN DOCUMENTION EXICUTIVE

HDFC BANK

Assessed and analyzed loan applications including personal, home, and business loans.
Verified KYC, income documents, and credit history to determine eligibility.
Recommended loan approvals or rejections with clear justifications.
Ensured compliance with RBI and company credit policies.
Coordinated with sales and legal teams for document collection and disbursals.

Education

B.COM -

UNIVERSITY OF CALICUT

Skills

Loan Documentation & Processing
Compliance & Regulatory Knowledge
KYC/AML Verification
Mortgage & Personal Loan Handling

Client Coordination
Data Entry & Accuracy
Document Review & Verification

Certification

Certificate In Accounting (Tally with GST), Kerala State Rutronix

Timeline

FRONT LINE OFFICER

L&T FINANCE PVT LTD

LOAN DOCUMENTION EXICUTIVE

HDFC BANK

B.COM -

UNIVERSITY OF CALICUT

Sidharthan K

Summary

Overview

Work History

FRONT LINE OFFICER

LOAN DOCUMENTION EXICUTIVE

Education

B.COM -

Skills

Certification

Timeline

FRONT LINE OFFICER

LOAN DOCUMENTION EXICUTIVE

B.COM -

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