VISHNU S B
THIRUVANANTHAPURAM,KERALA
Summary
Dedicated and adaptable professional with a proactive attitude and the ability to learn quickly. Strong work ethic and effective communication skills. Eager to contribute to a dynamic team and support organizational goals.
Overview
7
7
years of professional experience
1
1
Certification
Work History
Credit Manager
Muthoot Microfin Limited
Thiruvananthapuram
01.2023 - Current
- Evaluated customer applications for credit limits in accordance with established guidelines.
- Developed and implemented strategies for effective debt collection, reducing delinquencies.
- Monitored customer account details for non-payments, delayed payments and other irregularities.
Relationship Officer
Muthoot Microfin Limited
Thiruvananthapuram
09.2018 - 12.2022
- Provided financial advice to clients based on their needs and goals.
- Managed client communications related to daily transactions, service delivery and operational controls.
Data Entry Operator
Akshya centre Alamcode
Thiruvananthapuram
02.2018 - 03.2018
- Inputted customer data into computer database accurately and quickly.
Education
High School Diploma -
PREM NAZIR MEMORIAL HIGHER SECONDARY SCHOOL
CHIRAYINKEEHU03-2015
Bachelor of Arts - BA ECONOMICS
SWAMI VIVEKANAND SUBHARTI UNIVERSITY
MEERUT,UTTAR PRADESHSkills
- Credit risk management
- Credit analysis
- Customer relationship development
- Expert in risk management
- Cash handling expertise
- Portfolio Management
- Team Management
- Professionalism
- Excels in team leadership
- Loan reviews
Languages
Malayalam
First Language
English
Elementary (A2)
A2
Hindi
Elementary (A2)
A2
Tamil
Elementary (A2)
A2
Certification
- Domestic Data Entry Operator
- British Council and Government Approved ASAP: English Reading, Writing, Listening, and Speaking Skills Certificate
PASSPORT NUMBER
- M 7657626
NATIONALITY
- INDIAN
Timeline
Credit Manager
Muthoot Microfin Limited
01.2023 - Current
Relationship Officer
Muthoot Microfin Limited
09.2018 - 12.2022
Data Entry Operator
Akshya centre Alamcode
02.2018 - 03.2018
- Domestic Data Entry Operator
- British Council and Government Approved ASAP: English Reading, Writing, Listening, and Speaking Skills Certificate
High School Diploma -
PREM NAZIR MEMORIAL HIGHER SECONDARY SCHOOL
Bachelor of Arts - BA ECONOMICS
SWAMI VIVEKANAND SUBHARTI UNIVERSITY
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