Summary
Overview
Work History
Education
Skills
Certification
Personal Information
Timeline
Generic
Vishnu Vardhan Rao

Vishnu Vardhan Rao

Lead Business Analyst
Bangalore,KA

Summary

Result oriented financial professional with 23 years of diverse experience in Banking. International financial transactions analysis, anti-money laundering. Keen understanding of the payments domain have hands on experience on Swift payments clearing systems like Fed, CHIPS,CHAPS, SEPA, Target2. Practiced in Key areas of Business Analysis like Business Requirement Elicitation, Gap Analysis, Preparation of Use cases, Process flow diagrams and Business Solution Assessment & Validation.

As a Technolgy Business Analyst delivered a defining and realizing fantastic solution, processes, benefits and new opportunities to deliver to our stakeholders. I managed the analysis of complex cross franchise and pan bank requirements, while capturing validating and documenting business and system requirements and making sure that they are in line with key strategic principles. Proficient in drafting functional requirements to represent the processes and functions involved. Understanding of the Software Development Life Cycle (SDLC) and Exposure to Agile Methodology Coordination and interaction with the Client, design, development, testing teams. Setting out quality standards for various operational areas, ensuring a high-quality customer experience while adhering to the SLA's.

Experienced with leading complex business analysis projects. Utilizes robust analytical skills to deliver comprehensive solutions that enhance business operations. Track record of successfully managing stakeholder relationships and driving process improvements.

Proven track record in business analysis within fast-paced corporate environment, demonstrating exceptional analytical and problem-solving abilities. Skilled in understanding complex business requirements and translating them into actionable strategies, with focus on optimizing performance. Seeking to leverage these transferable skills in new field to drive innovative solutions and operational improvements.

Professional business analyst with deep expertise in driving strategic initiatives and optimizing processes. Skilled in data analysis, requirements gathering, and stakeholder management. Strong focus on collaboration and delivering impactful results. Adaptive to changing needs and reliable in ensuring project success.

Positive, analytical, and adaptable professional with strong foundation in business processes and data analysis. Possesses deep understanding of business requirements and data modeling, proficient in utilizing software tools to deliver actionable insights. Capable of driving impactful solutions to enhance operational efficiency and business performance.

Offering solid foundation in analytical thinking and problem-solving with genuine eagerness to develop in business analysis environment. Brings ability to understand and interpret business requirements and processes, proficient in applying analytical skills to identify trends and make data-driven decisions. Ready to use and develop analytical and communication skills in Technology Buisness Analyst.

Overview

23
23
years of professional experience
6
6
Certifications

Work History

Lead Business Analyst (Associate Vice President)

Natwest Group (Royal Bank of Scotland)
01.2022 - Current
  • Extensive knowledge in gathering requirement and conducting design activity with a mix of business operational and technology focused project
  • Able to comprehend both business and technical requirements and create an efficient delivery process for clients
  • Ability to use advanced analytical methods and tools to validate the results for accuracy
  • Strategic thinking and execution
  • Document properly (functional & technical) source to target mappings, process flows and business requirements, solid facilitation skills to gather the necessary information to document and /or develop a plan – strategic/tactical
  • Strong organizational and multitasking skills are critical
  • Prudential Regulatory Authority is a governance body; the treasury has to submit the regulatory reporting
  • ILAAP – is an annual regulatory submission which essentially tests how much liquidity the bank need to hold to protect against liquid assets leaving the bank under different stress test
  • FIR - reports helps the stake holders to ensure they continue to meet obligations, as they fall due, banks are able to estimate, anticipate and monitor their potential liquidity
  • Heading ISO program for intraday liquidity management, currently the changes for Target2 and CHAPS has been incorporated
  • Ring fenced regulations created part of Security Settlement for all the fixed income of Banks
  • Collateral Settlement of banks, Central Banks reserves and Timed Obligations being reported in Regulatory Reporting
  • Championed data-driven decision-making by promoting a culture of continuous improvement and regularly monitoring key performance metrics.
  • Boosted client satisfaction by effectively managing stakeholder expectations and delivering high-quality solutions.
  • Evaluated vendor proposals for new technology implementations thoroughly considering functionality requirements as well as compatibility with existing systems architecture.
  • Implemented process improvements that resulted in significant time savings for various departments across the organization.
  • Coordinated with IT teams to design and implement custom applications tailored to specific business needs, resulting in increased efficiency and effectiveness of workflows.
  • Assisted in change management initiatives by providing clear guidance on process transitions while ensuring minimal disruption to daily operations.
  • Achieved timely delivery of critical projects through effective prioritization of tasks based on urgency, importance, dependencies, resources availability.
  • Enhanced project efficiency by streamlining business processes and implementing best practices.
  • Developed complex dashboard and reporting tools to track business performance metrics.
  • Implemented business intelligence solutions to increase operational efficiency.
  • Identified patterns and trends in large data sets and provided actionable insights.
  • Negotiated favorable contract terms with vendors and suppliers, reducing operational costs without compromising quality or service delivery standards.

Delivery Manager

Tata Consultancy Service
01.2009 - 11.2021
  • The project scope is to enhance the STP ratio
  • As a Delivery Manager and SME of the product drill down the transactions that are hitting the queue and a manual intervention is required to the payment to complete
  • Credit processing profile has been built in the system to increase the STP ratio
  • On the sanctions pattern has been analysed in the form of spreadsheet, later it was shared to sanction team to create a ignore pattern as they all fall under false hit
  • Stakeholder management, conduct workshops with Business Leads/SMSe at clients onshore locations through video conference to understand process flow
  • Leading a team of 40 people and handling the verification of Non-straight through payments messages of both incoming as well as outgoing swift payments
  • Ensure that payments comply with OFAC requirements and instructions involving SDN’s according to US compliance
  • Monitoring and analyzing the performance of team members to ensure efficiency in process operations and meeting of individual and group targets
  • Networking with other international banks to track down the payments relating to client inquires
  • Engaged customers to discuss business needs and explore opportunities to increase productivity.

Senior Analyst

American Express Bank
04.2006 - 12.2008
  • The project scope is to clear the payments that are hitting the queue and a manual intervention is required to the payment to complete
  • Handling the repair and verification of NSTP messages of both incoming/outgoing messages
  • Ensure that all repaired payments are going to the correct bank/beneficiary location as per client’s instructions
  • Resolving swift inquires relating to transactions made through our correspondent banking network
  • As per communication team handled all the bilateral keys that comes in swift message
  • Routing all the non payments messages will be routed to respective team on timely basis

Junior Assistant

Repco Bank Ltd
11.2001 - 03.2006
  • The project scope is facing client on Retail banking
  • Term Deposit, Development Loan, Personal Loan
  • Banking reconciliation, General administrative and marketing functions
  • Cross selling and Overdue collection

Education

MBA - Finance

Bank of Business Administration

Skills

Sprint Burn-Down Reporting

Certification

SAFe Agile Certified

Personal Information

Date of Birth: 02/10/74

Timeline

Lead Business Analyst (Associate Vice President)

Natwest Group (Royal Bank of Scotland)
01.2022 - Current

Delivery Manager

Tata Consultancy Service
01.2009 - 11.2021

Senior Analyst

American Express Bank
04.2006 - 12.2008

Junior Assistant

Repco Bank Ltd
11.2001 - 03.2006

MBA - Finance

Bank of Business Administration
Vishnu Vardhan RaoLead Business Analyst