Summary
Overview
Work History
Education
Skills
Accomplishments
Jobdescription
Personal Information
Additionalresponsibilities
Educationalprofile
Languages
Disclaimer
Timeline
Generic

Visweswar Ramamurthy

Financial Analyst at Dell
Bangalore

Summary

A detail-oriented financial analyst with a strong background in financial modeling and data analysis seeking budgeting, forecasting, and strategic planning skills to leverage toward driving the financial performance and contributing to business success at DELL. Dedicated fully to providing actionable insights and fostering data-driven decision-making. Competent Credit Analyst bringing a wealth of experience in analyzing documentation to determine the level of risk involved. Offering excellent time management and interpersonal skills and a desire to work for a leasing and financial company.

Overview

15
15
years of professional experience

Work History

Credit Card Specialist US Collections

Dell International Services Pvt Ltd.
11.2015 - 09.2024
  • Assisted customers with questions and inquiries to provide information regarding credit card accounts.
  • Coordinated with other departments to verify timely and accurate processing of credit card applications and payments.
  • Supported continued monitoring, auditing and reporting to drive compliance and optimize credit card processing.
  • Researched and resolved customer complaints and disputes related to credit card accounts.
  • Implemented credit card account maintenance procedures to determine accuracy of customer information and compliance with federal regulations.
  • Facilitated regular team meetings focused on sharing best practices, discussing challenges, and brainstorming solutions to optimize overall performance.

Agent and Senior Officer- Apple Products

ADITYA BIRLA MINACS
9 2008 - 5 2009
  • Informed clients of policies and procedures.
  • De-escalated and resolved customer complaints with punctual, polite and professional service.
  • Delivered exceptional customer service by proactively addressing concerns and fostering a positive experience throughout all interactions.
  • Assisted clients in navigating the claims process, ensuring timely resolution of issues and optimal outcomes.
  • Enhanced client satisfaction by promptly addressing inquiries and providing accurate information on products and services.

Senior Analyst - Transaction Services

ANZ Banking Group of Ltd.
06.2009 - 08.2015
  • Enhanced team productivity by streamlining workflow processes and implementing time-saving strategies.
  • Mentored junior analysts, fostering professional development while enhancing overall team performance.
  • Performed audits of subsidiaries to protect shareholders and potential investors from fraudulent or unrepresentative financial claims.
  • Analyzed data to identify root causes of problems and recommend corrective actions.
  • Generated ad-hoc reports to evaluate specific business requirements.
  • Identified patterns and trends in large data sets and provided actionable insights.
  • Collaborated with stakeholders to identify business needs and data sources.

Education

Bachelor of Science - Computer And Information Sciences

VVS SPHS
Bangalore
04.2001 -

Skills

    Proficient in MS-Office applications – Word, Excel, Power Point, Outlook, Advanced Excel reports viz, Pivot Table, Auto Filters, V-look up etc, Tally, Visual, Web Voucher, Integrity, MOS, Visual Basic Application (VBA) and Hogan (Banking Software)

    Good at Communication & Training, Quick Learner, Committed & Work on Priority, believe in Practicing & Being Practical, Patient, Open minded for improvements & suggestions and active team player

    Transaction monitoring

    Client Relationship Building

    Payment Processing

    Credit analysis

    Fraud investigation

    Dispute Resolution

    Credit adjustments

    Collections support

    Rewards Program Management

Accomplishments

  • Received award for getting maximum CSAT’s (Customer Satisfaction) at Minacs
  • Received “Trendsetter” Award thrice for giving more than 140% productivity [ at ANZ]
  • Received “Zero Hero” Award twice for Accuracy in processing & consistency in achieving targets even during high workload. [At ANZ]
  • Received “Extra Miler” Award for Training a higher-grade employee. [At ANZ]
  • Introduced short cut keys which help in saving time and Error free transaction processing. [ At ANZ]
  • Best Employer award in DELL.

Jobdescription

  • Client Technical Support, 11/2015, 09/2024, Dell Tech Concierge – Supporting US customers on DTC client and end to end resolution
  • US NON-TERMS AND CHARGE BACK, Worked on US chargeback both Fraud and Non-Fraud Worked on TC 40 and Ethoca orders on chargeback Currently working on US Non-Terms Collections with below responsibilities An analysist for the root cause for open debits and contacting customers to recover payment. Reviewing the global ledger in search of issues and working together with internal stakeholders until the issue is fully resolved. Reporting and analyzing data on Debit/Credit volume and trending AR on Global ledger, on a weekly basis. Reconciliation of unapplied cash with invoices and working with stakeholders to close accounts. Trained on Collections, Credit card charging and Receipt applications in USA and Canada. Scheduled all meetings and chaired calls with the internal stakeholder and leaders to inform the root cause of issues and tracked up on concerns team to meet quarterly closures. Handling escalation email, supporting and training colleagues, providing weekend support to IT for application testing Providing end-to-end resolution with regular follow-ups for queries from care, sales, IT team, or from escalated customers. Better relationships with the team as I take part in various team-building activities.

Personal Information

  • Father's Name: V.R. Murthy
  • Date of Birth: 07/16/1983
  • Nationality: Indian
  • Marital Status: Married

Additionalresponsibilities

  • Participating actively in the achievement of team goals and taking responsibilities voluntarily to improve the team performance and ensure team goals are met.
  • Identifying and forwarding suggestions for improvements to work place practices, procedures, policies and processes.
  • Supporting other team members when required, sharing knowledge, proactively participating in team meetings.
  • Trained new joiners and actively participated in team building activities.
  • Suggested process improvement techniques.
  • To ensure 100% SLA in terms of production and quality.
  • Working on FSR for US, Canada and EMC
  • Sending FSR Report monthly
  • Supporting on US And CAN mailbox and working on escalations
  • Supporting credit card domestic for EMC queries

Educationalprofile

  • BCA: KLE S. NIJALINGAPPA COLLEGE
  • P.U.C: KLE S. NIJALINGAPPA COLLEGE
  • S.SL.C: V.V.S Sardar Patel High School

Languages

English, Hindi, Kannada, Telugu

Disclaimer

I hereby declare that the above furnished details are true with proven records.

Timeline

Credit Card Specialist US Collections

Dell International Services Pvt Ltd.
11.2015 - 09.2024

Senior Analyst - Transaction Services

ANZ Banking Group of Ltd.
06.2009 - 08.2015

Bachelor of Science - Computer And Information Sciences

VVS SPHS
04.2001 -

Agent and Senior Officer- Apple Products

ADITYA BIRLA MINACS
9 2008 - 5 2009
Visweswar RamamurthyFinancial Analyst at Dell