Vittal Badiger
Internal Auditor and Fraud analyst
Belagavi,KA
Summary
Experienced with conducting comprehensive internal audits to ensure regulatory compliance and operational efficiency. Utilizes advanced analytical skills to identify system weaknesses and implement corrective actions. Track record of enhancing internal controls and contributing to financial integrity.
Overview
5
5
years of professional experience
5
5
years of post-secondary education
3
3
Certifications
3
3
Languages
Work History
Internal Auditor & Risk Controller
Shriram Finance Limited
05.2025 - Current
- Provided valuable insights to management by presenting clear and concise audit findings, contributing to informed decision-making processes.
- Assisted in the preparation of audit reports that clearly communicated findings and recommendations to key stakeholders.
- Supported management in developing action plans to address identified issues, promoting timely resolution of audit findings.
- Guided departments in developing remediation plans based on audit findings and recommendations.
- Verifying customer vehicle-related documents, insurance policies, and hypothecations.
- While verifying customers, we focus more on customers in arrears.
- Identified and reported audit issues.
- Investigated discrepancies discovered during auditing process.
Internal Auditor and Fraud Analyst
Bharath Financial Inclusion Pvt Ltd
12.2020 - 10.2024
- Produced audit reports.
- Documented recommendations to improve internal controls.
- Identified and reported audit issues.
- Performed internal audits of financial and departmental operations, developing risk assessments and conducting process walkthroughs for compliance with documented processes.
- Participated in special projects as requested by senior leadership, providing subject matter expertise on internal controls and risk management practices.
- Investigated discrepancies discovered during auditing process.
- Reviewed and identified risks, analyzed controls and tested compliance.
- Evaluated compliance with regulatory requirements, mitigating potential risks and protecting organizational reputation.
- Explained risk and compliance concepts to managers and executives.
- Prepared working papers, reports and supporting documentation for audit findings.
- Trained new employees on accounting principles and company procedures.
- Tracked funds, prepared deposits and reconciled accounts.
Internal Auditor and Fraud Investigator
Bharath Financial Inclusion Ltd Subsidiary of IndusInd bank
12.2020 - 10.2024
- Company Overview: Bharath Financial Inclusion Ltd Subsidiary of IndusInd Bank, Bangalore
- Conducted risk-based audits of MFI branches, ensuring compliance with internal policies and RBI guidelines
- Verified loan disbursement processes, repayment structures, and borrower KYC to mitigate fraud risks.
- Performed review of bank statement, monitoring suspicious transactions and escalating potential fraud cases.
- Investigated fraudulent transactions, reducing financial risks and improving internal controls.
- Assessed internal controls, cash handling procedures, and operational risks across multiple branches.
- Skilled in risk-based investigations, transaction monitoring, and evidence collection to detect suspicious activities
- Conducted transaction monitoring, bank reconciliations, and financial scrutiny for risk mitigation.
- Expertise in identifying loan fraud, KYC violations, misappropriation of funds, and internal fraud schemes.
- Expertise in conducting branch audits, loan disbursement verification, field inspections, and transaction monitoring to mitigate financial and operational risks.
- Prepared audit reports, highlighting key findings, compliance issues, and corrective actions.
- Achievements/Tasks
Education
M.com -
Rani channamma University Belagavi
07.2017 - 07.2019
B.com - CS
Karnataka college Dharwad
08.2014 - 05.2017
Skills
Microsoft excel
Certification
Diploma in Computer Application
Interests
Reading, Watching TV, Playing Cricket
Accomplishments
- National-Level Fest Participant (KLE University, 2018) (06/2018 - 06/2018)
- Successfully identified and investigated a major fraud case, resulting in the recovery of 5 lakh amount.
- Reduced operational risks by 8% through the implementation of improved internal controls.
Timeline
Internal Auditor & Risk Controller
Shriram Finance Limited
05.2025 - Current
Internal Auditor and Fraud Analyst
Bharath Financial Inclusion Pvt Ltd
12.2020 - 10.2024
Internal Auditor and Fraud Investigator
Bharath Financial Inclusion Ltd Subsidiary of IndusInd bank
12.2020 - 10.2024
M.com -
Rani channamma University Belagavi
07.2017 - 07.2019
B.com - CS
Karnataka college Dharwad
08.2014 - 05.2017
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