Summary
Overview
Work History
Education
Skills
Certification
References
Hobbies and Interests
Personal Information
Timeline
Generic
VIVEK AGARWAL

VIVEK AGARWAL

Mumbai

Summary

Results-driven professional with experience in leading teams, driving initiatives and achieving outstanding results. Proven track record of success in developing and implementing innovative strategies to drive growth, improve customer service and increase efficiency. Skilled in creating collaborative working environments and leveraging the strengths of individual team members.

Overview

19
19
years of professional experience
1
1
Certification

Work History

Vice President – II

Indusind Ltd.
08.2024 - Current
  • Complete oversight of Exposure reporting, CRILC, SBL, GBL, CRE, CME, RBS DCT submission (302 points)
  • Highlighted gap in various reporting which have been updated or is in process of validation
  • Actively involved in Automation of Exposure, BSR 1, PSL reporting through creation of separate risk data mart as a subset of bank DWH exclusively for reporting
  • Review 32 SOP related to function and process mentioned above.

Vice President – I

RBL bank Ltd.
09.2014 - 07.2024
  • Preparation and reporting of quarterly CAPAD of bank as per BASEL III norms, which entails reconciliation of Advances, Non-Fund and undrawn portfolio with balance sheet, correct application of risk weights
  • Validation and checking of asset class and risk weight applied at each loan level, product level, rating class
  • RCA III reporting to RBI in the redefined format within the timeline
  • Complete oversight of Exposure report preparation as per RBI circular on Exposure norms
  • Actively involved in cross checking the Risk overview presentation presented to Risk committee and board members
  • Complete oversight of Unhedged Foreign currency reporting and provisioning, Stress sector provisioning, Country Risk provisioning
  • Functional Secretary to Enterprise Risk Committee (ERC) wherein quarterly the risk appetite statement, internal and regulatory prudential limits, segment wise book details, delinquency and various other agenda items are presented
  • Also responsible for minutes preparation and circulation to committee members of ERC
  • Preparation of Asset quality return for overall advances including industrywise and sectorwise data submission
  • Preparation as well as oversight various RBS DCT points submitted to RBI on quarterly basis
  • Handing vendor management and liaising for entire Risk department which includes selection of vendor, agreement and bills processing and various internal clearances and approvals
  • Handling both Statutory auditors and internal auditors for all the activities stated above and assigned
  • Liaising with technology team for automation of reports, RBI reporting data and various other new initiatives
  • Handling adhoc data request from various departments and senior management
  • Directed strategic planning efforts that enabled the organization to achieve its short-term goals while positioning itself for long-term success
  • Revamped existing processes to streamline operations while increasing efficiency
  • Provided leadership in developing corporate vision, mission, values, and culture
  • Negotiated and managed partnerships with vendors and suppliers
  • Ensured compliance with applicable regulatory guidelines and internal policies
  • Oversaw the development of long-term goals, objectives, policies, procedures, and systems
  • Fostered strong relationships with stakeholders by providing regular updates on progress towards company objectives
  • Leveraged data-driven insights to inform decision making at all levels of the organization.

Manager II

ICICI Bank Ltd.
06.2007 - 08.2014
  • Preparation of Bank level Fee and Forex MIS report for senior management and business groups
  • Preparation of monthly Sanction and Disbursement dashboard, Deposit dashboard and Retail & Corporate MIS
  • Preparation and presentation to the committee members of Pricing note covering Top 20 and Bottom 20 clients for various product & business groups level
  • Preparation of Form A - RBI return entailing exposure to Large borrower of the bank
  • Managing observation and comments on proposal notes before presentation to sanctioning forum
  • Validating and confirming Top 30 clients' exposure of the bank quarterly for board note
  • Apart from above had handled below mentioned role in previous years: Preparation of P&L for SMEAG as well as others subgroups in SMEAG for senior management
  • Income (Fees & NII) reporting of various business groups in SMEAG and handling queries
  • Responsible for annual budgeting, quarterly estimation and monthly income accrual
  • Handling RBI, Auditors and SOX team queries and core member of process finalization
  • Automation of above MIS & analysis reports using tool such as SAS and MS- Access
  • Job also entails analysis of income, finding income leakage, preparing manpower productivity reports
  • Member of business team for development of SME Application Processing System (SAPS) for SMEAG.

Asst. Manager - Project & debt syndication

LSI Financial Services (P) Ltd.
12.2005 - 03.2007
  • Preparation of Detailed Project Reports & Feasibility report of Projects
  • Handling proposal relating to mobilization of Equity through Private Placement
  • Syndication of Debt with various Banks (majority with SBI and its subsidiaries)
  • Preparation and execution of Legal Documents relating to Project Finance which were sanctioned by Banks either under Sole/Consortium or Multiple Banking
  • Conduct meetings and discussions with the senior management team of the Bankers/Corporates
  • Rendering assistance for preparation of Report of Lender Engineer for valuation of property
  • Project report feasibility study of mall cum football stadium, for Mani Group, Kolkata
  • Feasibility study of a Bio diesel plant, for Balaji Group, Kolkata.

Asst. Auditor

D.C. Dharewa & Co (Audit Firm)
05.2005 - 12.2005
  • Internal Audit of various clients
  • Stock Audit and verification of Assets of various clients
  • Wages Audit of units of Eastern Collieries Ltd, Ranigunj, West Bengal
  • Single handedly conducted stock audit of Orient Industries Ltd (Cement, Paper & Fans Division)
  • Internal audit of three tea gardens in Darjeeling, West Bengal.

Education

CA Final -

ICAI

Bachelor of Commerce (Hons.) - undefined

Bhawanipore College, Calcutta University

Higher Secondary - undefined

VN College, Utkal University
Jajpur Road, Orissa

Senior Secondary - undefined

St. Mary's School, ICSE
Jajpur Road, Orissa

Skills

  • Proficient in MS-Office advanced (Word, Excel, Access, PowerPoint) and open office
  • SAS (MIS tool), Internet Application and Basic of Python
  • Quick learner
  • Adaptability
  • Team Player
  • Good communication Skills
  • Strong Multi-tasking and Interpersonal Skills
  • Forecasting
  • Data Analysis

Certification

  • SAS certification BASEL III Credit Risk
  • Certification from CRISIL

References

References available upon request

Hobbies and Interests

Playing cricket, chess, football & badminton. Listening to music, watching movies, socializing and making friends.

Personal Information

Date of Birth: 05/01/81

Timeline

Vice President – II

Indusind Ltd.
08.2024 - Current

Vice President – I

RBL bank Ltd.
09.2014 - 07.2024

Manager II

ICICI Bank Ltd.
06.2007 - 08.2014

Asst. Manager - Project & debt syndication

LSI Financial Services (P) Ltd.
12.2005 - 03.2007

Asst. Auditor

D.C. Dharewa & Co (Audit Firm)
05.2005 - 12.2005

Bachelor of Commerce (Hons.) - undefined

Bhawanipore College, Calcutta University

Higher Secondary - undefined

VN College, Utkal University

Senior Secondary - undefined

St. Mary's School, ICSE

CA Final -

ICAI

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