Lead Full Stack Engineer with 10+ years of experience delivering enterprise-grade banking, compliance, and financial platforms. Proven expertise in .NET Core/.NET 6+, Angular, SQL Server, Azure & AWS, with a strong focus on legacy modernization, cloud-native architecture, CI/CD automation, and Agile delivery. Experienced technical leader collaborating with global stakeholders to build secure, scalable, and high-availability systems.
Overview
10
10
years of professional experience
1
1
Certification
Work History
C11 Officer – Software Engineer / Technical Lead
Citi Bank
Pune
09.2023 - Current
Leading Agile delivery for a microservices-based global credit validation and trading compliance platform, supporting 1M+ trade and credit validation events per day, and contributing to ~10–15% improvement in business processing efficiency through optimized validation flows.
Spearheaded a comprehensive security overhaul by applying OWASP Top 10 principles to remediate critical SAST vulnerabilities identified through Checkmarx. These efforts reduced the overall technical and business risk profile by 20 % and ensured compliance with industry data protection standards.
System Reliability & Performance: Transformed application stability by leading an initiative to increase unit testing code coverage from 30% to 90%. This rigorous testing framework significantly enhanced system performance, reduced production defects by 20 %, and enabled faster, more confident deployment cycles.
DevSecOps Integration: Integrated Checkmarx and automated testing suites directly into the CI/CD pipeline, establishing security gates that prevented new vulnerabilities from reaching production and ensuring long-term code quality
Designed and developed .NET 6 RESTful microservices exposed via Azure API Management (APIM) with Angular frontend for secure and governed API consumption.
Implemented centralized API governance, throttling, and security policies using APIM to support internal and downstream consumers.
Integrated Azure Application Insights and Azure Monitor for end-to-end observability, enabling proactive monitoring, distributed tracing, and faster incident resolution, reducing production incidents by approximately 25% and technical debt by remediating high and medium security vulnerabilities.
Leveraged GitHub Copilot, CitiSquad, and Friday.ai AI-assisted development tools to improve developer productivity, code quality, and sprint velocity.
Utilized Friday.ai insights to improve story estimation and quality scores, contributing to higher sprint predictability and delivery confidence.
Created and managed high-quality JIRA user stories, tasks, and defects, ensuring clear acceptance criteria and smooth sprint execution within Citi Agile frameworks.
Implemented complex business logic for credit limit validation, temporary credit lines, and utilization calculations ensuring regulatory compliance.
Acted as Technical Lead and SPOC, collaborating with business, risk, credit, QA, UAT, and production support teams.
Provided production support for mission-critical trading systems, driving incident management, RCA, and preventive improvements.
Software Specialist / Application Architect
LTI (Larsen & Toubro Infotech)
Mumbai
07.2021 - 08.2023
Architected and delivered microservices-based enterprise access recertification and compliance platforms across two full SDLC cycles.
Designed cloud-native .NET Core microservices integrated through Azure API Management (APIM) to enable secure, scalable, and reusable APIs.
Implemented centralized logging, metrics, and health monitoring using Azure Application Insights and Azure Monitor, improving system reliability and audit readiness, and reducing mean time to resolution (MTTR) by ~30%.
Built event-driven and asynchronous processing using Azure Functions, Logic Apps, and AWS Lambda for background workflows and integrations.
Implemented Azure DevOps CI/CD pipelines with containerized builds, enabling predictable and automated enterprise releases.
Defined hybrid cloud integration patterns leveraging Azure and AWS, ensuring security, scalability, and compliance.
Enforced secure coding practices using SAST (Checkmarx) and OWASP guidelines as part of CI pipelines, remediating security vulnerabilities and reducing long-term technical debt by ~30%.
Mentored development teams, conducted architecture/design reviews, and resolved complex cross-team technical challenges.
Delivered compliance dashboards and audit reporting using Power BI, supporting access reviews for 10,000+ users across 200+ enterprise applications.
Senior Software Engineer / Application Architect
Xanthus Software Solutions
Mumbai
01.2018 - 07.2021
Architected and owned end-to-end design of PlanGuru Online, a multi-tenant financial planning and forecasting SaaS platform.
Built scalable backend services using .NET Core, EF Core, and Dapper, supporting long-term (10-year) financial projections.
Designed REST APIs enabling income statements, balance sheets, cash flow forecasting, and custom business drivers.
Developed Angular-based UI with advanced data visualization for complex financial modeling.
Implemented secure secrets management, monitoring, and performance optimizations for high-volume workloads.
Application Developer
Plexitech Technology
Mumbai
12.2016 - 01.2018
Developed web applications using ASP.NET MVC, SQL Server, Angular, and JavaScript.
Secured driver data by configuring S3 Bucket Policies and IAM roles for image uploads, ensuring 100% compliance with data protection standards while maintaining high-speed access for verified users
Streamlined driver onboarding by integrating an automated S3-based image processing pipeline, resulting in a 60 % increase in team productivity and a significant reduction in manual verification tasks.
Software Developer
Eyerise Technology
Mumbai
11.2015 - 12.2016
Utilized Agile methodologies to manage project timelines and deliverables.
Participated in team meetings to discuss project status and roadblocks.
Debugged code to identify errors and fix them efficiently.
Created applications using HTML, CSS, JavaScript, and other programming languages.
Education
Master of Computer Applications (MCA) -
NCRD Sterling Institute
Mumbai
01.2016
Skills
NET Core 8, MVC, Rest API ,Microservices
Angular 14 ,React
Security: OWASP Top 10, SAST, Checkmarx, Vulnerability Remediation, Threat Modeling