Dynamic Deputy Vice President at HDFC Bank with over 17.5 years of enriching experience, including a pivotal role at OCBC Bank Singapore. Expert in agile methodologies and stakeholder management, I've spearheaded innovative business solutions and significantly enhanced digital banking experiences, demonstrating exceptional teamwork and collaboration.
Overall, I have over 17.5 years of experience as a Developer, Technology Analyst, Lead Consultant, Business Solutions Analyst, Associate Business Consultant, Lead Business Analyst, Manager - Business Consultant, and Product Owner.
At present, I am working as Deputy Vice President (DVP – BSG – Credit Cards – Payments Factory) with the Business Solutions Group – Program Management, at HDFC Bank, Chennai.
Handling the following programs within HDFC Bank managing both inhouse application(s) and vendor or third party supported application(s).
Product Exposure
PEGA PRPC - BPM – Hands On Experience with OCBC Bank Singapore – YODA – End To End Customer Onboarding for Banks RM’s.
Payments Product
• Galileo DB for Deutsche Bank – Singapore [Tailored Dovetail Product based as per DB’s Requirement]
• SCPay for Standard Charted Bank – Chennai
- DB Bison [ORMB] – Oracle Revenue Management And Billing, Product and Pricing engine integration for Deutsche Bank Internal systems including Payment Processor.
Core Banking
Application integration with core banking systems like FLEXCUBE and BaNCS.
Credit Card Onboarding
• Digital Application Processing System – Cards onboarding workflow system from Intellect.
Power Curve Experian BRE – For Workflow rule and ML Algorithm configurations, for application integration and consumption of WF/Business Rules.
Banking Domain Exposure
•Digital banking - Customer experience.
•Credit Cards And Payments - Cards Onboarding, Cobrand card onboarding via API’s, STP Onboarding, Workflow rules configuration (Internal & BRE Rules), Product owner – E-E requirement handling.
•API Interface specification document and end to end integration testing via code, SoapUI / Postman tool.
•Credit Card Onboarding – Digital Application Processing (STP, Non STP, Cobranded Card / Partnership Program)
•Credit Cards and Payment (Pre and Post Issuing – Co Branded Cards – Business Solutions & Program Management).
•Payment And Collections Solutions
•YODA (Your Onboarding Made Digital) End To End case lifecycle for Customer onboarding (Mass / Premier / Premier Private customer segment) STP process for Relationship managers.
•AML – compliance screening (C2C Tagging, Ename, Watchlist, CRAM).
•Trade Finance - Documentary collection and LC end to end domain knowledge.
•Cash Management and Reconciliation / Liquidity Management Services
•European Union VAT implementation (VAT Std Rate, Reduced Rate, Stamp Duty, level of intervention - LOI) for EU Country / territory, EU & Non-EU Branch, Subsidiary & Non- Subsidiary.
-Local Invoice within Same EU Country
-Cross-Border Within EU
-Cross-Broder With Non-EU to EU Countries
•Capital Market - Equity market, debt instruments, derivatives.
•CORE Banking Functions (core banking capability for new digital bank)
•ORMB – Pricing, billing & charging
International
My roles and responsibility
➢PPM (Project management tool for project onboarding and tracking and reporting to senior management), iBudget, iApproval tool exposure for issuing PO to vendor and project management activity, including project tracking and stakeholders or senior management reporting (Dashboard).
➢Handling regulatory reporting to regulatory authorities and handling auditing requirements from regulators, as part of OBIEE reporting, Handling Auditing and Audit observations including VAPT assessment and fix.
➢Requirements Gathering, writing BRD or EPIC, User Stories or FSD’s and Interface Spec Documents.
➢Elicit customer requirements, work with cross functional teams to finalize End To End Requirement.
➢Onboarding and Tracking of Projects in PPM Tool, Creation of Budget Tag, Funding proposal note, Purchase order creation based on roadmap and effort estimates.
➢Managing and prioritizing product backlogs, defining product vision and product roadmap for effort estimates.
➢Interface specification requirement discussion with respective subsystems, OBP, SOA and APIGEE / APIGW, including document creation (API Specification and mapping Documents).
➢Attending workshops with relevant stallholders (Technical and Functional Discussion)
➢Providing inputs on Solution Discussion (Interface And Sub System solution design)
➢AS-IS, TO-BE Preparation (UX or Prototype), for look and feel experience
➢Creating Rule Matrix for Complex Business Cases
➢Involve in preparing Functional Solution Architecture Diagrams
➢Identification of risks/issues in project and mitigate the same with help of project stakeholders.
➢Involving Development, QA and UAT team for requirement and solution walkthrough
➢Discuss and identify the value add's for the project with team members.
➢Onboarding, Tracking and reporting change requests and projects in PPM Tool.
➢Help Testing team in Review and Identification of sanity and regression test scenarios.
➢ Help Testing team in Review and Identification of Functional and Non - Functional requirements.
➢ UAT Support.
➢ Deployment / Production movement Support, by coordinating relevant stakeholders.
➢ Conducting Regular KT session to make sure the entire team understands the Functionality.
-> SCRUM Product Owner
-> SCRUM Associate
-> Certified Kanban Associate