Advance Excel
WAFA SADAF
Financial Analyst
Sirsi
Summary
Detail-oriented B.Com Batch Topper and CMA Intermediate Candidate with hands-on experience in financial modeling, budgeting, and data analytics. Skilled in cleaning large datasets, analyzing cash flows, and translating data into actionable insights. Expertise in Advanced Excel, Power BI, and SAP FICO. Seeking entry-level Financial Analyst role to enhance analytical efficiency and support corporate growth.
Overview
4
4
Languages
2
2
Certificates
Work History
Finance Intern | Academic Internship Project
Manappuram Finance Ltd. – Gold Loan
Sirsi
02.2024 - 04.2024
- Evaluated liquidity and cash flow performance of ₹39835+ crore assets under management (AUM) non-banking financial company (NBFC) by analyzing 4 financial years (FY2022–FY2025) using Microsoft Excel.
- Performed 12 financial analyses, encompassing free cash flow, cash conversion cycle, cash flow ratio, and working capital assessments to discern financial trends.
- Recognized 122.8% surge in total cash inflows (₹3320 crore to ₹7400 crore) fueled by heightened external borrowings
- Analyzed 83.3% growth in loan disbursements (₹3000 crore to ₹5500 crore) and evaluated impact on liquidity and business performance.
- Conducted thorough financial analysis report featuring actionable recommendations, securing 93/100 project evaluation score.
Education
Cost And Management Accountant (CMA)-Intermediate -
The Institute of Cost Accountants of India (ICMAI)
New Delhi, India 05.2001 -
Bachelor of Commerce -
JMJ Commerce College | Karnatak University Dharwad (KUD)
Sirsi, India 05.2001 -
Pre-University Course - Commerce
Iqra Composite PU College
Sirsi, India 05.2001 -
Skills
Financial and Operational Reporting
Financial Statement Analysis
Financial Modeling and Management
Financial Planning & Analysis (FP&A)
Budgeting & Forecasting
Business Performance Analysis
Data Visualization
Business Intelligence
Strategic Decision Support
Software
Power BI
SAP S/4HANA Finance (FICO)
Tally Prime
Microsoft Power Point
Zoho Book & Quickbooks
Certification
Charted Financial Management (CFM) - COC Education ( Skill India, NSDC & BFSI Certified)
Timeline
Finance Intern | Academic Internship Project
Manappuram Finance Ltd. – Gold Loan
02.2024 - 04.2024
Cost And Management Accountant (CMA)-Intermediate -
The Institute of Cost Accountants of India (ICMAI)
05.2001 -
Bachelor of Commerce -
JMJ Commerce College | Karnatak University Dharwad (KUD)
05.2001 -
Pre-University Course - Commerce
Iqra Composite PU College
05.2001 -
Languages
English
Upper intermediate (B2)
Hindi
Bilingual or Proficient (C2)
Kannada
Advanced (C1)
Honours & Achievements
- Best Academic of the Year Award : Recipient for outstanding university performance and topping the batch.
- Inter-Collegiate PPT Seminar Championship: Winner for professional research presentation excellence.
- Holistic Excellence Recognition : Formally recognized by institution leadership across academic and cultural fields.
Project
Financial Analysis & FP&A Projects
Chartered Financial Management (CFM) Training Program
- Analyzed 5,000+ rows of real-world financial data utilizing advanced Excel Power Query and Power Pivot to enhance data accuracy and derive actionable business insights.
- Constructed 5+ financial models for budgeting, forecasting, financial planning, cash flow management, and scenario analysis.
- Engineered 3+ interactive Power BI dashboards while automating MIS reports for tracking 10+ financial and operational KPIs.
- Conducted 20+ analyses of financial statements, profitability variances, and working capital to facilitate strategic business decision-making.
- Executed 50+ financial transactions and produced financial reports utilizing SAP S/4HANA Finance (FICO), enhancing ERP-based financial reporting and reconciliation capabilities.
Honors & Achievements
- Best Academic of the Year Award- Graduation.
- Inter-Collegiate PPT Seminar Champion.
- Holistic Excellence Awards in sports, singing, and extracurricular competitions.