YASH PRAKASH THAKKAR
Banking & Finance Manager
Bangalore
Summary
Personable and analytical with strong ability to build and maintain vendor relationships through effective communication and negotiation. Possesses knowledge in supply chain management and procurement, paired with skills in contract management and cost analysis. Committed to driving operational efficiency and fostering mutually beneficial partnerships.
Professional with strong background in vendor management, excelling in supplier negotiations, contract management, and performance evaluation. Proven ability to drive cost-saving initiatives and streamline procurement processes while maintaining quality standards. Strong focus on team collaboration and achieving results, known for reliability and adaptability in changing environments. Skilled in vendor relationship management, strategic sourcing, and process optimization, with reputation for fostering productive partnerships and ensuring operational efficiency.
Overview
19
19
years of professional experience
4
4
Languages
Work History
NBFC LAP Business Product / Collection / Operations / Vendor Manager
Krazybee Services Pvt ltd
08.2023 - Current
- Product Setup, Process Setup, Vendor Onboarding i.e
- External legal & Valuators for the process
- Referring correct resources to internal HR team to be part of credit, risk & legal team
- Handling team of telecallers, MIS SPOC & team leader to get customer onboarded
- Co-ordinating end to end journey of customer life cycle under LAP (Loan against property) product including seeking approval from internal management team regarding several deviation or deferral
- MIS maintenance to derive any pendency, customer onboarding TAT, internal system TAT, etc
- & publishing in weekly & monthly meeting to top management
- Sharing of timely inputs with system & product team regarding improvement in current system (very basic in nature)
NBFC Operations Manager
Zetwerk Manufacturing Business Pvt Ltd
07.2021 - 08.2023
- Worked as Competitive Manager with versatile capability i.e
- Handling, managing & ensuring completion key goals
- Handling two core product for NBFC arm i.e
- Vendor financing (VFS) & Bank Guarantee (BG also known as Working capital loan backed by collateral)
- VFS Role is further classified into: people management, target management, internal + external customer management & lender management
- The key core function is to ensure that team morale is maintained at core level & targets are met to scorecard defined
- BG role is further classified into: people management, books management, collection management, customer satisfaction and lender management
- The key asks here is to ensure disbursals TAT are maintained by lender, new client onboarding is satisfactory to both customer + lender, if needed collection ETA to be met and post that books recon to be completed to ensure income and expenses are tracked
- The second focus is also to do people management internally by handling a team of 5 key members who along with self plays their part in both product
- MIS management & CIBIL data reporting from lender side is one of major asks of this profile
- Also ensure that payment & commissions are well satisfactory calculated and paid by both side (lender & Zetwerk) on timely basis
- System Development & testing to ensure that for NBFC arm of Zetwerk is aligned & able to handle the internal + external customer asks
Relationship Manager
Indusind Bank
03.2019 - 07.2021
- Corporate Client relationship management
- Key Product: Escrow, RERA, share purchase, TRA
- Key focus on TAT fulfillment on Account Opening & Transaction processing
- Bring new to bank client for key product & also extending existing client relation
- Preparing MIS to review Business float, fee income & comparison of business quarter
- As part of core business i.e
- Escrow/TRA, getting Current Account to bank is also one of goal key
Project Manager
Flexi Loans
08.2018 - 03.2019
- Handling project of Operations for getting enhancement of old plus new technical enhancement
- Updation or creation of BRD (project guideline report) & sharing with Tech team
- Process Creation & modification as and when required or found a gap in process at product or department level
- Maintaining Productivity Dashboard of employee's in operations department & ensuring key aspects of work are measurable
- Engaging with Tech team to work on projects helping customer centricity & getting a TAT of resolution within T day
- Escrow (VA Account) recon & credit map check to ensure that payment is getting collected timely
- Focus on new project at company level & ensuring that necessary support of tech and testing is in place
- Conversion of Manual Process to system driven process, alike disbursement dashboard, case movement TAT, payment TAT, etc
- Beaurau Reporting on every month with ensuring 100% acceptance ratio of customer records plus even handling customer query related to Beaurau Updation
Manager
Bajaj Finance
09.2017 - 07.2018
- Handling Disbursement of Mortgage Business (Developer / Construction Finance)
- Handling Reconciliation of Books for Mortgage Business & ensuring no open book entry
- Loan Servicing of customer including necessary query closure & or provide desired communication to customer
- System Testing & Development for mortgage business ensuring ease of access to business & management
- Introduction of new system that would enable business to perform on better prospect with customer interaction
- Creation of new process for mortgage ensuring gap closure of understanding on actuals between business & operations team for smooth flow of transaction
- Escrow Opening, Document checking & collection Updation in system against payment received via Escrow Account
Team Manager
Tata Capital Limited
01.2017 - 09.2017
- Handled Loan end to end disbursement along with customer servicing for Product: Loans & Investment Product
- Handling Team of 7 Members, from having activities allocated from disbursal, collection & GL reconciliation with provision
- Managing audit query for Loan & Investment Product
- Introducing new system requirement reducing manual effort
- Ensuring compliance of process & policies and amending if any recommendation
- Helping in CIBIL plus compliance related activities
- NPA provisioning plus restructuring
Assistant Manager
L&T Finance
11.2015 - 01.2017
- Handling full time Corporate Loan Disbursement under Finnone & TCS Bancs system with product alike: Finance/Operating Lease, Receivable Discounting, Loans & Consortium Funding
- Beaurau Project & Customer quality data Recon at entity level
- Vendor Payments for Beaurau & third party
- Audit Query Support
- Project testing & development
- Budgeting & Provision mapping for payments
- Customer Centricity measures
- Process improvement & mapping
Assistant Manager
Tata Capital
07.2011 - 10.2015
- Handling vendor payout for business for product alike Personal & Business Loan, Home Loan & LAP, Loan against Share, etc
- CIBIL & Dedupe project at entity Level
- Publishing Business MIS for Used Car Auto Loan
- Handling Audit Query for all product under vendor payment
- Introducing new system requirement reducing manual effort
- Handling system of Bancs, Sap & Miles
- Handling Product Recon
- Handling system related Testing of Project
Inbound Caller
Asian Paints
01.2009 - 01.2010
- Worked as an inbound caller
- Handled software tool designed for taking business order
Data Entry Operator
Barclays Bank
01.2006 - 01.2007
- Worked as a data entry operator for passing entry in system software from physical document
- New software developed for making data entry
Education
MBA - Marketing
ITM University
Mumbai, India 04.2001 -
BBA - Finance
Gokhale College of Commerce & Science
Mumbai, India 04.2001 -
Higher Secondary School -
MK College of Commerce
Mumbai, India 04.2001 -
Secondary School -
Swami Vivekananda School
Mumbai, India 04.2001 -
Skills
Strong adaptability
Extra-Curricular Activities
Industrial visit for study purposes. Company visit for Strategic & Case study purposes.
Additional Qualifications
- Worked as a Part time hardware engineer.
- Executive MBA - Marketing Specialization Course.
Father'sname
Mr. Prakash Thakkar
Personal Information
- Date of Birth: 11/01/91
- Gender: Male
- Nationality: Indian
- Marital Status: Married
Timeline
NBFC LAP Business Product / Collection / Operations / Vendor Manager
Krazybee Services Pvt ltd
08.2023 - Current
NBFC Operations Manager
Zetwerk Manufacturing Business Pvt Ltd
07.2021 - 08.2023
Relationship Manager
Indusind Bank
03.2019 - 07.2021
Project Manager
Flexi Loans
08.2018 - 03.2019
Manager
Bajaj Finance
09.2017 - 07.2018
Team Manager
Tata Capital Limited
01.2017 - 09.2017
Assistant Manager
L&T Finance
11.2015 - 01.2017
Assistant Manager
Tata Capital
07.2011 - 10.2015
Inbound Caller
Asian Paints
01.2009 - 01.2010
Data Entry Operator
Barclays Bank
01.2006 - 01.2007
MBA - Marketing
ITM University
04.2001 -
BBA - Finance
Gokhale College of Commerce & Science
04.2001 -
Higher Secondary School -
MK College of Commerce
04.2001 -
Secondary School -
Swami Vivekananda School
04.2001 -
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