Yash Vadgama
Assistant Manager
Mumbai
Summary
Proven leader in product management, adept at driving revenue growth and product innovation at Zaggle Prepaid Ocean Services and Kotak Mahindra Bank. Excelled in developing B2B payment solutions and commercial credit card strategies, leveraging data analytics and market research. Skilled in cross-functional team collaboration, ensuring project success and customer satisfaction.
Overview
7
7
years of professional experience
Work History
Assistant Manager - Product Team
Zaggle Prepaid Ocean Services Limited
03.2024 - Current
- Collaborate with Payment FinTechs to create new B2B payment solutions using commercial cards.
- Identify and develop cross-sell opportunities for card products/solutions to existing clients by working with internal teams.
- Maintain existing revenue and identify new revenue opportunities within portfolio.
- Evaluate service, operational, and product processes to recommend improvements for enhanced product performance.
- Manage the product P&L by setting growth objectives and overseeing key revenue drivers for all commercial card products.
- Develop product strategies for Corporate Credit Cards, including pricing, positioning, sales, distribution strategy, and card features.
- Coordinate with various teams (Legal, Compliance, Marketing, BIU) and external entities (Networks, Payment processors, Merchants) for positioning, branding, and compliance.
- Design, develop, and implement prepaid product solutions to address business opportunities and client requirements.
- Manage end-to-end projects involving system integration for bank and client ERP systems to enable card spend data tracking.
- Train internal and external stakeholders on product features and functionalities and provide specialized training to customer success team for effective issue resolution and customer satisfaction.
Assistant Manager - Product Team
Kotak Mahindra Bank
10.2019 - 03.2024
- Driving Commercial Credit card revenue, profit growth, keeping track of Commercial Credit card business performance and product profitability.
- Manage Product P&L including setting growth objectives and managing key revenue drivers for all commercial cards product (T&E card, Purchase card, TMC card)
- Driving Employee Corporate Credit Card business for all Kotak group companies.
- Analyzing and preparing Dashboards to understand trends and scope to increase spends.
- Working closely with Operations and BIU/BSG team for Cash rebate processing, Reversals, Data and Technical requirements.
- Creating Provisioning reports for Vendor payouts, Cash backs and other costs on monthly basis.
- Working on business promotion campaigns, including Visa offers, rewards, and cash backs.
- Working closely with corporate card service team for closure of corporate escalations.
- Liaising with networks(VISA/Mastercard) to drive business goals.
Team Leader
Iprocess Services Pvt. Ltd. (For ICICI Bank)
12.2017 - 10.2019
- Lead regional team in promoting unsecured loans, Manage team of 8 telecallers.
- Upload and extract data from Sales CRM, Liaise with Credit team to check disbursement status.
- Extract, format, process, and provide raw data for all business channels daily. Handle escalations from various branches. Publish daily, weekly, and monthly MIS reports for higher management.
- Liaise with Regional Managers for data support, Ensure daily and monthly targets are achieved as assigned.
Education
MBA - Marketing
ITM University
Mumbai 04.2001 -
Bachelor of Commerce - Accounting And Finance
Mumbai University
Mumbai, India 04.2001 -
Skills
- Product Management
- Data Analytics
- Product Strategy
- Market Research
- MS Office
Timeline
Assistant Manager - Product Team
Zaggle Prepaid Ocean Services Limited
03.2024 - Current
Assistant Manager - Product Team
Kotak Mahindra Bank
10.2019 - 03.2024
Team Leader
Iprocess Services Pvt. Ltd. (For ICICI Bank)
12.2017 - 10.2019
MBA - Marketing
ITM University
04.2001 -
Bachelor of Commerce - Accounting And Finance
Mumbai University
04.2001 -
Similar Profiles
Reeth GupteReeth Gupte
Manager Sales Support - Employee Benefits at Zaggle Prepaid Ocean Services LimitedManager Sales Support - Employee Benefits at Zaggle Prepaid Ocean Services Limited
Afshan ShubailyAfshan Shubaily
Assistant Director Commerial Cards at Zaggle Prepaid Ocean Services LtdAssistant Director Commerial Cards at Zaggle Prepaid Ocean Services Ltd
Anuj NagpalAnuj Nagpal
Senior Enterprise Sales Manager at Zaggle Prepaid Ocean ServicesSenior Enterprise Sales Manager at Zaggle Prepaid Ocean Services
Manoj SomaManoj Soma
Lead Software Engineer (.NET Core) at Thinkbridge Software Pvt LtdLead Software Engineer (.NET Core) at Thinkbridge Software Pvt Ltd
AAKASH SABALEAAKASH SABALE
Support Executive Service Engineer at Dak System IncSupport Executive Service Engineer at Dak System Inc